Toler Heights, Oakland, CA94605

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$650,000
10.1% YoY Growth
Median Household Income
$101,000
46.3% 5-Year Growth
Days on Market
44
10.0% Longer than last year
Home Price Forecast
-2.2%
Median Rent
$2,000
4.5% YoY Growth
1-Bed Rent
$1,640
0.0% YoY Growth
2-Bed Rent
$2,300
4.4% YoY Growth
3-Bed Rent
$3,100
7.8% YoY Growth

Property Listings — Toler Heights, Oakland, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Toler Heights, Oakland, CA is 44. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$675,000-2.0%
Listing Count
1470.0%
Listings as % of Homes0.5%0.0%
Days on Market
4410.0%
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Demographics — Toler Heights, Oakland, CA

As of the latest ACS Survey released in 2023, Toler Heights, Oakland, CA has a population of 44,200, which has increased by 2.4% over the past 5 years. Toler Heights, Oakland, CA is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 42.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
44,2002.4%
% Under 18
20.8%-4.1%
% Seniors
16.0%7.4%
% WFH
17.6%203.4%
% w/ College Degree
42.8%25.5%
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As of the latest ACS Survey released in 2023, Toler Heights, Oakland, CA is a predominantly black area, with 40.0% of the population identifying as black. The black population has shrunk by 9.3% in the last 5 years. The second most common race or ethnicity in Toler Heights, Oakland, CA is hispanic, making up 26.9% of the population. Foreign-born residents account for 20.4% of the population in Toler Heights, Oakland, CA, and this percentage has increased by 15.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
16.6%-5.1%
% Black
40.0%-9.3%
% Hispanic
26.9%11.2%
% Asian
8.6%28.4%
% Foreign Born
20.4%15.9%
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Mortgage and Risk — Toler Heights, Oakland, CA

According to HUD data as of 2023, there were 528 mortgage originations in Toler Heights, Oakland, CA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Toler Heights, Oakland, CA. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
528
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Toler Heights, Oakland, CA

As of 2024, the percent of homes in Toler Heights, Oakland, CA under the Section 8 program is 27.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Toler Heights, Oakland, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,724
Total Units Section 8
1,624
% Rentals under Section 8
27.5%
% Occupied Section 8
81.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$280$1,640$1,920
2 Bedroom$40$2,300$2,340
3 Bedroom-$90$3,100$3,010
4 Bedroom-$340$3,900$3,560

Affordability — Toler Heights, Oakland, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.5
Median Home Price$650,000
Median Household Income$101,000

Toler Heights, Oakland, CA — ZIP Code Boundary Map

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Frequently Asked Questions