Moss Landing, CA—95012
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Moss Landing, CA
Home Price Trends — Moss Landing, CA
As of Oct '25, the median home price in Moss Landing, CA is $678,000, with a year-over-year change of -3.8%. This indicates that home prices in Moss Landing, CA are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $678,000 | -3.8% |
| Single Family | $677,000 | -3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $578,000 | -3.7% |
3 Bed | $681,000 | -4.1% |
4 Bed | $721,000 | -3.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moss Landing, CA
As of July '25, Rentcast reports the average rent in Moss Landing, CA is $2,880, with a year-over-year rent change of 22.6%. Per bedroom, the median rent as of July '25 in Moss Landing, CA is 1-bedrooms: $1,850, 3-bedrooms: $3,900. The most common rental property sizes in Moss Landing, CA are 3-bedroom and 2-bedroom, accounting for 42.6% and 40.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,850 | $2,880 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,850 | $1,850 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,900 | $3,900 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Moss Landing, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Moss Landing, CA is 40. This is a decrease of -48.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $775,000 | -16.0% |
Listing Count | 3 | -42.0% |
| Listings as % of Homes | 0.1% | -42.0% |
Days on Market | 40 | -48.0% |
Demographics — Moss Landing, CA
As of the latest ACS Survey released in 2023, Moss Landing, CA has a population of 11,100, which has increased by 3.3% over the past 5 years. Moss Landing, CA is a popular place for families, as children make up 37.0% of the population. The area has a poorly educated workforce, with 7.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,100 | 3.3% |
% Under 18 | 37.0% | 3.6% |
% Seniors | 9.3% | 36.8% |
% WFH | 5.6% | 166.7% |
% w/ College Degree | 7.7% | 0.0% |
As of the latest ACS Survey released in 2023, Moss Landing, CA is a predominantly hispanic area, with 87.2% of the population identifying as hispanic. The hispanic population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Moss Landing, CA is white, making up 7.5% of the population. Foreign-born residents account for 31.5% of the population in Moss Landing, CA, and this percentage has decreased by 27.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 7.5% | -21.9% |
% Black | 0.6% | -50.0% |
% Hispanic | 87.2% | 1.3% |
% Asian | 1.9% | -17.4% |
% Foreign Born | 31.5% | -27.3% |
Mortgage and Risk — Moss Landing, CA
According to HUD data as of 2023, there were 62 mortgage originations in Moss Landing, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Moss Landing, CA. Investor activity is low, as 8.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 62 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 8.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Moss Landing, CA
Moss Landing, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 67 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | 5.3% |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $290 | $1,850 | $2,140 |
| 2 Bedroom | N/A | N/A | $2,600 |
| 3 Bedroom | -$300 | $3,900 | $3,600 |
| 4 Bedroom | N/A | N/A | $3,960 |
Affordability — Moss Landing, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.5 |
| Median Home Price | $678,000 |
| Median Household Income | $79,900 |