Ripon, CA—95366
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ripon, CA
As of Oct '25, the median home price in Ripon, CA is $671,000, with a year-over-year change of -0.3%. This indicates that home prices in Ripon, CA are flat. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $671,000 | -0.3% |
| Single Family | $673,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $485,000 | -1.0% |
3 Bed | $598,000 | -1.0% |
4 Bed | $753,000 | -0.1% |
| 5 Bed | $889,000 | -0.2% |
% of Housing Stock
Rental Trends — Ripon, CA
As of July '25, Rentcast reports the average rent in Ripon, CA is $2,270, with a year-over-year rent change of 19.5%. Per bedroom, the median rent as of July '25 in Ripon, CA is 1-bedrooms: $1,600, 2-bedrooms: $1,880, 3-bedrooms: $2,750. The most common rental property sizes in Ripon, CA are 2-bedroom and 3-bedroom, accounting for 44.9% and 36.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,270 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,600 |
| 2 Bed Rent | $1,800 | $1,880 |
| 3 Bed Rent | $2,600 | $2,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ripon, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ripon, CA is 56. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $752,000 | -10.0% |
Listing Count | 41 | 11.0% |
| Listings as % of Homes | 0.5% | 11.0% |
Days on Market | 56 | 6.0% |
Demographics — Ripon, CA
As of the latest ACS Survey released in 2023, Ripon, CA has a population of 18,400, which has increased by 4.5% over the past 5 years. Ripon, CA is a popular place for families, as children make up 25.6% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,400 | 4.5% |
% Under 18 | 25.6% | -2.7% |
% Seniors | 16.8% | 11.3% |
% WFH | 8.5% | 97.7% |
% w/ College Degree | 26.5% | -1.1% |
As of the latest ACS Survey released in 2023, Ripon, CA is a predominantly white area, with 64.6% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Ripon, CA is hispanic, making up 24.8% of the population. Foreign-born residents account for 7.9% of the population in Ripon, CA, and this percentage has decreased by 31.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.6% | -2.6% |
% Black | 1.1% | 10.0% |
% Hispanic | 24.8% | -10.5% |
% Asian | 5.1% | 96.2% |
% Foreign Born | 7.9% | -31.3% |
Mortgage and Risk — Ripon, CA
According to HUD data as of 2023, there were 215 mortgage originations in Ripon, CA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Ripon, CA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 215 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Ripon, CA
Ripon, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,600 | $1,480 |
| 2 Bedroom | $90 | $1,800 | $1,890 |
| 3 Bedroom | $50 | $2,600 | $2,650 |
| 4 Bedroom | N/A | N/A | $3,170 |
Affordability — Ripon, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $671,000 |
| Median Household Income | $105,000 |