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Riverbank, CA—95367

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$478,000
1.2% YoY Growth
Household Income
$90,600
33.8% YoY Growth
Days on Market
69
15.0% Longer YoY
Home Price Forecast
0.8%
Median Rent
$2,600
24.0% YoY Growth
1-Bed Rent
$1,030
2.0% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,300
2.6% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Riverbank, CA

As of Dec '25, the median home price in Riverbank, CA is $478,000, with a year-over-year change of -1.2%. This indicates that home prices in Riverbank, CA are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$478,000-1.2%
Single Family $479,000-1.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$342,000-0.6%
    3 Bed
    		$450,000-1.3%
    4 Bed
    		$529,000-1.1%
    5 Bed $606,249-1.0%
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    % of Housing Stock

    Studio
    2.3%
    1 Bedroom
    5.0%
    2 Bedrooms
    10.6%
    3 Bedrooms
    51.5%
    4 Bedrooms
    22.5%
    5+ Bedrooms
    8.1%

    Rental Trends — Riverbank, CA

    As of July '25, Rentcast reports the average rent in Riverbank, CA is $2,430, with a year-over-year rent change of 24.0%. Per bedroom, the median rent as of July '25 in Riverbank, CA is 1-bedrooms: $1,030, 3-bedrooms: $2,380, 4-bedrooms: $2,650. The most common rental property sizes in Riverbank, CA are 3-bedroom and 2-bedroom, accounting for 44.2% and 16.9% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,600$2,430
    Studio Rent N/AN/A
    1 Bed Rent $1,030$1,030
    2 Bed Rent N/AN/A
    3 Bed Rent $2,300$2,380
    4 Bed Rent $2,600$2,650
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    % of Rental Stock

    Studio
    6.8%
    1 Bedroom
    15.2%
    2 Bedrooms
    16.9%
    3 Bedrooms
    44.2%
    4 Bedrooms
    7.3%
    5+ Bedrooms
    9.6%

    Property Listings — Riverbank, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Riverbank, CA is 67. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$551,0005.0%
    Listing Count
    		7217.0%
    Listings as % of Homes0.9%17.0%
    Days on Market
    		6915.0%
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    Demographics — Riverbank, CA

    As of the latest ACS Survey released in 2023, Riverbank, CA has a population of 25,300, which has remained stable by 0.6% over the past 5 years. Riverbank, CA is a popular place for families, as children make up 31.3% of the population. The area has a poorly educated workforce, with 19.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		25,3000.6%
    % Under 18
    		31.3%21.3%
    % Seniors
    		11.7%3.5%
    % WFH
    		6.3%80.0%
    % w/ College Degree
    		19.7%35.9%
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    As of the latest ACS Survey released in 2023, Riverbank, CA is a predominantly hispanic area, with 58.9% of the population identifying as hispanic. The hispanic population has grown by 5.6% in the last 5 years. The second most common race or ethnicity in Riverbank, CA is white, making up 31.4% of the population. Foreign-born residents account for 21.4% of the population in Riverbank, CA, and this percentage has decreased by 18.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		31.4%-12.5%
    % Black
    		1.7%240.0%
    % Hispanic
    		58.9%5.6%
    % Asian
    		4.9%-2.0%
    % Foreign Born
    		21.4%-18.3%
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    Mortgage and Risk — Riverbank, CA

    According to HUD data as of 2023, there were 307 mortgage originations in Riverbank, CA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Riverbank, CA. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		307
    % Conventional Loans
    		77.0%
    % Government Loans
    		23.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		18.0%
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    Rentals and Section 8 — Riverbank, CA

    Riverbank, CA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		172
    Total Units Section 8
    		82
    % Rentals under Section 8
    		3.4%
    % Occupied Section 8
    		91.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$230$1,030$1,260
    2 BedroomN/AN/A$1,630
    3 Bedroom-$20$2,300$2,280
    4 Bedroom$50$2,600$2,650

    Affordability — Riverbank, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5
    Median Home Price$478,000
    Median Household Income$90,600

    Riverbank, CA — ZIP Code Boundary Map

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    Frequently Asked Questions