Riverbank, CA—95367
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Riverbank, CA
As of Oct '25, the median home price in Riverbank, CA is $478,000, with a year-over-year change of -1.1%. This indicates that home prices in Riverbank, CA are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $478,000 | -1.1% |
| Single Family | $478,000 | -1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $343,000 | -0.9% |
3 Bed | $449,000 | -1.5% |
4 Bed | $529,000 | -1.1% |
| 5 Bed | $606,000 | -0.8% |
% of Housing Stock
Rental Trends — Riverbank, CA
As of July '25, Rentcast reports the average rent in Riverbank, CA is $2,430, with a year-over-year rent change of 24.0%. Per bedroom, the median rent as of July '25 in Riverbank, CA is 1-bedrooms: $1,030, 3-bedrooms: $2,380, 4-bedrooms: $2,650. The most common rental property sizes in Riverbank, CA are 3-bedroom and 2-bedroom, accounting for 44.2% and 16.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $2,430 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,030 | $1,030 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,300 | $2,380 |
| 4 Bed Rent | $2,600 | $2,650 |
% of Rental Stock
Property Listings — Riverbank, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Riverbank, CA is 57. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $558,000 | 7.0% |
Listing Count | 94 | 38.0% |
| Listings as % of Homes | 0.9% | 38.0% |
Days on Market | 57 | 2.0% |
Demographics — Riverbank, CA
As of the latest ACS Survey released in 2023, Riverbank, CA has a population of 25,300, which has remained stable by 0.6% over the past 5 years. Riverbank, CA is a popular place for families, as children make up 31.3% of the population. The area has a poorly educated workforce, with 19.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,300 | 0.6% |
% Under 18 | 31.3% | 21.3% |
% Seniors | 11.7% | 3.5% |
% WFH | 6.3% | 80.0% |
% w/ College Degree | 19.7% | 35.9% |
As of the latest ACS Survey released in 2023, Riverbank, CA is a predominantly hispanic area, with 58.9% of the population identifying as hispanic. The hispanic population has grown by 5.6% in the last 5 years. The second most common race or ethnicity in Riverbank, CA is white, making up 31.4% of the population. Foreign-born residents account for 21.4% of the population in Riverbank, CA, and this percentage has decreased by 18.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 31.4% | -12.5% |
% Black | 1.7% | 240.0% |
% Hispanic | 58.9% | 5.6% |
% Asian | 4.9% | -2.0% |
% Foreign Born | 21.4% | -18.3% |
Mortgage and Risk — Riverbank, CA
According to HUD data as of 2023, there were 307 mortgage originations in Riverbank, CA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Riverbank, CA. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 307 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Riverbank, CA
Riverbank, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 172 |
Total Units Section 8 | 82 |
% Rentals under Section 8 | 3.4% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,030 | $1,260 |
| 2 Bedroom | N/A | N/A | $1,630 |
| 3 Bedroom | -$20 | $2,300 | $2,280 |
| 4 Bedroom | $50 | $2,600 | $2,650 |
Affordability — Riverbank, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $478,000 |
| Median Household Income | $90,600 |