Tuolumne, CA—95379
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tuolumne, CA
As of Oct '25, the median home price in Tuolumne, CA is $335,000, with a year-over-year change of -4.3%. This indicates that home prices in Tuolumne, CA are decreasing. According to Zillow, the 1-year price projection is -1.9%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $335,000 | -4.3% |
| Single Family | $336,000 | -4.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $280,000 | -4.4% |
3 Bed | $365,000 | -4.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tuolumne, CA
As of July '25, Rentcast reports the average rent in Tuolumne, CA is $1,650, with a year-over-year rent change of -31.2%. Per bedroom, the median rent as of July '25 in Tuolumne, CA is 3-bedrooms: $1,650. The most common rental property sizes in Tuolumne, CA are 2-bedroom and 1-bedroom, accounting for 51.0% and 35.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,650 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tuolumne, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Tuolumne, CA is 72. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $424,000 | 10.0% |
Listing Count | 22 | 48.0% |
| Listings as % of Homes | 1.0% | 48.0% |
Days on Market | 72 | -18.0% |
Demographics — Tuolumne, CA
As of the latest ACS Survey released in 2023, Tuolumne, CA has a population of 3,820, which has increased by 6.6% over the past 5 years. Tuolumne, CA is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,820 | 6.6% |
% Under 18 | 23.3% | 20.1% |
% Seniors | 29.7% | 74.7% |
% WFH | 0.2% | -93.3% |
% w/ College Degree | 20.6% | -4.6% |
As of the latest ACS Survey released in 2023, Tuolumne, CA is a predominantly white area, with 77.4% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Tuolumne, CA is hispanic, making up 14.8% of the population. Foreign-born residents account for 2.1% of the population in Tuolumne, CA, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.4% | -5.6% |
% Black | 1.6% | 1,500.0% |
% Hispanic | 14.8% | 68.2% |
% Asian | 0.1% | -95.0% |
% Foreign Born | 2.1% | 50.0% |
Mortgage and Risk — Tuolumne, CA
According to HUD data as of 2023, there were 73 mortgage originations in Tuolumne, CA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Tuolumne, CA. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Tuolumne, CA
Tuolumne, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 61 |
Total Units Section 8 | 61 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,270 |
| 2 Bedroom | N/A | N/A | $1,630 |
| 3 Bedroom | $640 | $1,500 | $2,140 |
| 4 Bedroom | N/A | N/A | $2,730 |
Affordability — Tuolumne, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $335,000 |
| Median Household Income | $72,100 |