Lakeport, CA—95453
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lakeport, CA
As of Oct '25, the median home price in Lakeport, CA is $357,000, with a year-over-year change of -2.1%. This indicates that home prices in Lakeport, CA are decreasing. According to Zillow, the 1-year price projection is -3.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $357,000 | -2.1% |
| Single Family | $361,000 | -2.7% |
| Condos | $258,000 | -6.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $216,000 | -6.9% |
2 Bed | $280,000 | -4.1% |
3 Bed | $382,000 | -2.3% |
4 Bed | $486,000 | -1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lakeport, CA
As of July '25, Rentcast reports the average rent in Lakeport, CA is $1,740, with a year-over-year rent change of 35.9%. Per bedroom, the median rent as of July '25 in Lakeport, CA is 1-bedrooms: $1,200, 2-bedrooms: $1,570, 3-bedrooms: $2,450. The most common rental property sizes in Lakeport, CA are 2-bedroom and 1-bedroom, accounting for 46.8% and 23.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,740 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $1,200 |
| 2 Bed Rent | $1,380 | $1,570 |
| 3 Bed Rent | $2,300 | $2,450 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lakeport, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Lakeport, CA is 93. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $464,000 | -6.0% |
Listing Count | 79 | 15.0% |
| Listings as % of Homes | 0.8% | 15.0% |
Days on Market | 93 | 1.0% |
Demographics — Lakeport, CA
As of the latest ACS Survey released in 2023, Lakeport, CA has a population of 11,900, which has increased by 7.2% over the past 5 years. Lakeport, CA is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,900 | 7.2% |
% Under 18 | 22.5% | 22.3% |
% Seniors | 26.2% | -1.5% |
% WFH | 29.1% | 731.4% |
% w/ College Degree | 23.9% | 20.1% |
As of the latest ACS Survey released in 2023, Lakeport, CA is a predominantly white area, with 74.2% of the population identifying as white. The white population has grown by 10.4% in the last 5 years. The second most common race or ethnicity in Lakeport, CA is hispanic, making up 13.8% of the population. Foreign-born residents account for 6.0% of the population in Lakeport, CA, and this percentage has decreased by 45.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.2% | 10.4% |
% Black | 1.0% | 100.0% |
% Hispanic | 13.8% | -28.1% |
% Asian | 1.4% | -51.7% |
% Foreign Born | 6.0% | -45.5% |
Mortgage and Risk — Lakeport, CA
According to HUD data as of 2023, there were 107 mortgage originations in Lakeport, CA, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Lakeport, CA. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 107 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Lakeport, CA
Lakeport, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 90 |
Total Units Section 8 | 80 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 91.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $0 | $900 | $900 |
| 2 Bedroom | -$200 | $1,380 | $1,180 |
| 3 Bedroom | -$650 | $2,300 | $1,650 |
| 4 Bedroom | N/A | N/A | $1,980 |
Affordability — Lakeport, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $357,000 |
| Median Household Income | $66,800 |