Lower Lake, CA 95457 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Lower Lake, CA—95457

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$364,000

3.6% YoY Growth

Household Income

$52,300

8.3% YoY Growth

Days on Market

150

6.0% Longer YoY

Home Price Forecast

-3.8%

Median Rent

$1,400

23.6% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,400

8.0% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Lower Lake, CA

As of Dec '25, the median home price in Lower Lake, CA is $364,000, with a year-over-year change of -3.6%. This indicates that home prices in Lower Lake, CA are decreasing. According to Zillow, the 1-year price projection is -3.8%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$364,000	-3.6%
Single Family	$364,000	-3.7%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Lower Lake, CA

As of July '25, Rentcast reports the average rent in Lower Lake, CA is $1,620, with a year-over-year rent change of -23.6%. Per bedroom, the median rent as of July '25 in Lower Lake, CA is 2-bedrooms: $1,620. The most common rental property sizes in Lower Lake, CA are 3-bedroom and 2-bedroom, accounting for 38.1% and 24.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,400	$1,620
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,400	$1,620
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

11.3%

1 Bedroom

11.3%

2 Bedrooms

24.1%

3 Bedrooms

38.1%

5+ Bedrooms

15.2%

Property Listings — Lower Lake, CA

As of Dec '25, Realtor.com reports that the median days on market for a home in Lower Lake, CA is 139. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$565,000	-7.0%
Listing Count	22	0.0%
Listings as % of Homes	1.4%	0.0%
Days on Market	150	6.0%

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Demographics — Lower Lake, CA

As of the latest ACS Survey released in 2023, Lower Lake, CA has a population of 3,040, which has decreased by -8.8% over the past 5 years. Lower Lake, CA is a less popular place for families, as children make up 8.7% of the population. The area has a poorly educated workforce, with 21.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,040	-8.8%
% Under 18	8.7%	-54.7%
% Seniors	28.3%	1.8%
% WFH	7.5%	0.0%
% w/ College Degree	21.7%	76.4%

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As of the latest ACS Survey released in 2023, Lower Lake, CA is a predominantly white area, with 65.7% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Lower Lake, CA is hispanic, making up 21.9% of the population. Foreign-born residents account for 9.9% of the population in Lower Lake, CA, and this percentage has increased by 8.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	65.7%	-9.9%
% Black	0.6%	200.0%
% Hispanic	21.9%	0.5%
% Asian	2.9%	∞%
% Foreign Born	9.9%	8.8%

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Mortgage and Risk — Lower Lake, CA

According to HUD data as of 2023, there were 51 mortgage originations in Lower Lake, CA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Lower Lake, CA. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	51
% Conventional Loans	71.0%
% Government Loans	29.0%
% Investor Loans	2.0%
% Second Loans	2.0%
% Cash Out Refinance	18.0%

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Rentals and Section 8 — Lower Lake, CA

Lower Lake, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	7
Total Units Section 8	7
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,440
2 Bedroom	$490	$1,400	$1,890
3 Bedroom	N/A	N/A	$2,620
4 Bedroom	N/A	N/A	$3,110

Lower Lake, CA—95457

Key Metrics at a Glance

Home Price Trends — Lower Lake, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Lower Lake, CA

% of Rental Stock

Property Listings — Lower Lake, CA

Demographics — Lower Lake, CA

Race and Ethnicity

Mortgage and Risk — Lower Lake, CA

Mortgages

Rentals and Section 8 — Lower Lake, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Lower Lake, CA

Home Price to Income Ratio

Lower Lake, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Hidden Valley Lake, CA

Middletown, CA

Clearlake, CA

Clearlake Oaks, CA

Pine Grove

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	7.9
Median Home Price	$364,000
Median Household Income	$52,300

Lower Lake, CA—95457

Key Metrics at a Glance

Home Price Trends — Lower Lake, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Lower Lake, CA

% of Rental Stock

Property Listings — Lower Lake, CA

Demographics — Lower Lake, CA

Race and Ethnicity

Mortgage and Risk — Lower Lake, CA

Mortgages

Rentals and Section 8 — Lower Lake, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Lower Lake, CA

Home Price to Income Ratio

Lower Lake, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Hidden Valley Lake, CA

Middletown, CA

Clearlake, CA

Clearlake Oaks, CA

Pine Grove

Frequently Asked Questions

What is the average home price in Lower Lake, CA 95457?

How have home prices in Lower Lake, CA 95457 changed over the past year?

What is the home price projection for Lower Lake, CA 95457?

What are the demographics of Lower Lake, CA 95457?

How long does it take homes to sell in Lower Lake, CA 95457?

What is the average rent price in Lower Lake, CA 95457?