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  4. /Clearlake, CA - 95422

Clearlake, CA—95422

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$208,000
4.0% YoY Growth
Household Income
$42,100
44.8% YoY Growth
Days on Market
58
28.0% Shorter YoY
Home Price Forecast
-4.1%
Median Rent
$1,200
7.3% YoY Growth
1-Bed Rent
$900
4.6% YoY Growth
2-Bed Rent
$1,500
17.7% YoY Growth
3-Bed Rent
$1,800
11.6% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Clearlake, CA

As of May '26, the median home price in Clearlake, CA is $208,000, with a year-over-year change of -4.0%. This indicates that home prices in Clearlake, CA are decreasing. According to Zillow, the 1-year price projection is -4.1%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$208,000-4.0%
Single Family $208,000-3.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
  • $111,000
    -10.5%
    2 Bed
    $176,000-6.4%
    3 Bed
    $254,000-3.4%
    4 Bed
    $301,000-2.6%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    4.5%
    1 Bedroom
    11.1%
    2 Bedrooms
    40.0%
    3 Bedrooms
    36.3%
    4 Bedrooms
    5.9%
    5+ Bedrooms
    2.3%

    Rental Trends — Clearlake, CA

    As of July '25, Rentcast reports the average rent in Clearlake, CA is $1,270, with a year-over-year rent change of -7.3%. Per bedroom, the median rent as of July '25 in Clearlake, CA is studios: $682, 1-bedrooms: $956, 2-bedrooms: $1,460, 3-bedrooms: $1,830, 4-bedrooms: $1,800. The most common rental property sizes in Clearlake, CA are 2-bedroom and 3-bedroom, accounting for 36.8% and 29.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,200$1,270
    Studio Rent $745$682
    1 Bed Rent $900$956
    2 Bed Rent $1,500$1,460
    3 Bed Rent $1,800$1,830
    4 Bed Rent $1,800$1,800
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    % of Rental Stock

    Studio
    10.5%
    1 Bedroom
    19.0%
    2 Bedrooms
    36.8%
    3 Bedrooms
    29.2%
    4 Bedrooms
    4.6%

    Property Listings — Clearlake, CA

    As of May '26, Realtor.com reports that the median days on market for a home in Clearlake, CA is 58. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $278,000-1.0%
    Listing Count
    1024.0%
    Listings as % of Homes0.8%4.0%
    Days on Market
    58-28.0%
    Loading chart...

    Demographics — Clearlake, CA

    As of the latest ACS Survey released in 2023, Clearlake, CA has a population of 17,100, which has increased by 10.0% over the past 5 years. Clearlake, CA is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 7.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    17,10010.0%
    % Under 18
    27.7%9.9%
    % Seniors
    17.6%6.0%
    % WFH
    10.4%-31.1%
    % w/ College Degree
    7.7%-14.4%
    Loading chart...

    As of the latest ACS Survey released in 2023, Clearlake, CA is a predominantly white area, with 55.8% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Clearlake, CA is hispanic, making up 30.3% of the population. Foreign-born residents account for 9.6% of the population in Clearlake, CA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    55.8%-8.5%
    % Black
    4.1%-18.0%
    % Hispanic
    30.3%5.6%
    % Asian
    1.1%450.0%
    % Foreign Born
    9.6%0.0%
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    Mortgage and Risk — Clearlake, CA

    According to HUD data as of 2023, there were 159 mortgage originations in Clearlake, CA, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Clearlake, CA. Investor activity is low, as 6.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    159
    % Conventional Loans
    65.0%
    % Government Loans
    35.0%
    % Investor Loans
    6.0%
    % Second Loans
    4.0%
    % Cash Out Refinance
    18.0%
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    Rentals and Section 8 — Clearlake, CA

    Clearlake, CA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    254
    Total Units Section 8
    254
    % Rentals under Section 8
    N/A
    % Occupied Section 8
    82.4%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$50$900$950
    2 Bedroom-$250$1,500$1,250
    3 Bedroom-$50$1,800$1,750
    4 Bedroom$300$1,800$2,100

    Affordability — Clearlake, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5.6
    Median Home Price$208,000
    Median Household Income$42,100

    Clearlake, CA — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    95423

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    95457

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    Pine Grove

    95426

    Lucerne, CA

    95458

    Frequently Asked Questions