Diamond Springs, CA—95619
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Diamond Springs, CA
As of Oct '25, the median home price in Diamond Springs, CA is $431,000, with a year-over-year change of -1.7%. This indicates that home prices in Diamond Springs, CA are decreasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $431,000 | -1.7% |
| Single Family | $434,000 | -1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $353,000 | -3.8% |
3 Bed | $438,000 | -1.4% |
4 Bed | $532,000 | -0.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Diamond Springs, CA
As of July '25, Rentcast reports the average rent in Diamond Springs, CA is $2,080, with a year-over-year rent change of -8.0%. Per bedroom, the median rent as of July '25 in Diamond Springs, CA is 1-bedrooms: $651, 2-bedrooms: $1,950, 3-bedrooms: $2,420. The most common rental property sizes in Diamond Springs, CA are 3-bedroom and 2-bedroom, accounting for 53.9% and 16.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,180 | $2,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $651 | $651 |
| 2 Bed Rent | $1,900 | $1,950 |
| 3 Bed Rent | $2,400 | $2,420 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Diamond Springs, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Diamond Springs, CA is 27. This is a increase of 105.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $521,000 | 3.0% |
Listing Count | 16 | -33.0% |
| Listings as % of Homes | 0.2% | -33.0% |
Days on Market | 27 | 105.0% |
Demographics — Diamond Springs, CA
As of the latest ACS Survey released in 2023, Diamond Springs, CA has a population of 6,360, which has increased by 12.1% over the past 5 years. Diamond Springs, CA is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 24.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,360 | 12.1% |
% Under 18 | 22.1% | 17.6% |
% Seniors | 20.9% | -6.7% |
% WFH | 11.3% | -39.6% |
% w/ College Degree | 24.9% | 72.9% |
As of the latest ACS Survey released in 2023, Diamond Springs, CA is a predominantly white area, with 68.5% of the population identifying as white. The white population has shrunk by 19.2% in the last 5 years. The second most common race or ethnicity in Diamond Springs, CA is hispanic, making up 23.6% of the population. Foreign-born residents account for 5.9% of the population in Diamond Springs, CA, and this percentage has increased by 13.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.5% | -19.2% |
% Black | 0.6% | ∞% |
% Hispanic | 23.6% | 91.9% |
% Asian | 4.6% | 206.7% |
% Foreign Born | 5.9% | 13.5% |
Mortgage and Risk — Diamond Springs, CA
According to HUD data as of 2023, there were 80 mortgage originations in Diamond Springs, CA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Diamond Springs, CA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 80 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Diamond Springs, CA
Diamond Springs, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 29 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,239 | $651 | $1,890 |
| 2 Bedroom | $450 | $1,900 | $2,350 |
| 3 Bedroom | $790 | $2,400 | $3,190 |
| 4 Bedroom | N/A | N/A | $3,680 |
Affordability — Diamond Springs, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $431,000 |
| Median Household Income | $74,500 |