Georgetown, CA—95634
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Georgetown, CA
As of Oct '25, the median home price in Georgetown, CA is $407,000, with a year-over-year change of -1.7%. This indicates that home prices in Georgetown, CA are decreasing. According to Zillow, the 1-year price projection is -1.3%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $407,000 | -1.7% |
| Single Family | $408,000 | -1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $262,000 | -4.7% |
2 Bed | $360,000 | -1.9% |
3 Bed | $465,000 | -1.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Georgetown, CA
Georgetown, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Georgetown, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Georgetown, CA is 90. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $501,000 | 15.0% |
Listing Count | 17 | 4.0% |
| Listings as % of Homes | 0.7% | 4.0% |
Days on Market | 90 | -30.0% |
Demographics — Georgetown, CA
As of the latest ACS Survey released in 2023, Georgetown, CA has a population of 3,790, which has increased by 10.1% over the past 5 years. Georgetown, CA is a moderately popular place for families, as children make up 16.1% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,790 | 10.1% |
% Under 18 | 16.1% | -24.1% |
% Seniors | 40.2% | 105.1% |
% WFH | 12.6% | 34.0% |
% w/ College Degree | 24.0% | 155.3% |
As of the latest ACS Survey released in 2023, Georgetown, CA is a predominantly white area, with 83.5% of the population identifying as white. The white population has grown by 11.6% in the last 5 years. The second most common race or ethnicity in Georgetown, CA is hispanic, making up 9.8% of the population. Foreign-born residents account for 3.8% of the population in Georgetown, CA, and this percentage has increased by 26.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.5% | 11.6% |
% Black | 0.5% | 66.7% |
% Hispanic | 9.8% | -54.8% |
% Asian | 2.5% | 525.0% |
% Foreign Born | 3.8% | 26.7% |
Mortgage and Risk — Georgetown, CA
According to HUD data as of 2023, there were 14 mortgage originations in Georgetown, CA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Georgetown, CA. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 14 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Georgetown, CA
Georgetown, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,970 |
| 2 Bedroom | N/A | N/A | $2,440 |
| 3 Bedroom | N/A | N/A | $3,310 |
| 4 Bedroom | N/A | N/A | $3,820 |
Affordability — Georgetown, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $407,000 |
| Median Household Income | $67,900 |