Loomis, CA—95650
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Loomis, CA
As of Oct '25, the median home price in Loomis, CA is $907,000, with a year-over-year change of 1.3%. This indicates that home prices in Loomis, CA are increasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $907,000 | 1.3% |
| Single Family | $912,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $589,000 | 1.9% |
3 Bed | $764,000 | 0.5% |
4 Bed | $1,133,000 | 1.3% |
| 5 Bed | $1,737,000 | 0.8% |
% of Housing Stock
Rental Trends — Loomis, CA
As of July '25, Rentcast reports the average rent in Loomis, CA is $3,170, with a year-over-year rent change of 24.3%. Per bedroom, the median rent as of July '25 in Loomis, CA is 2-bedrooms: $1,950, 3-bedrooms: $2,900, 4-bedrooms: $4,950. The most common rental property sizes in Loomis, CA are 2-bedroom and 3-bedroom, accounting for 53.9% and 34.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $3,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,950 | $1,950 |
| 3 Bed Rent | $2,800 | $2,900 |
| 4 Bed Rent | $4,950 | $4,950 |
% of Rental Stock
Property Listings — Loomis, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Loomis, CA is 56. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,200,000 | -15.0% |
Listing Count | 55 | 25.0% |
| Listings as % of Homes | 0.6% | 25.0% |
Days on Market | 56 | -23.0% |
Demographics — Loomis, CA
As of the latest ACS Survey released in 2023, Loomis, CA has a population of 13,300, which has decreased by -5.3% over the past 5 years. Loomis, CA is a moderately popular place for families, as children make up 18.6% of the population. The area has a highly educated workforce, with 46.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,300 | -5.3% |
% Under 18 | 18.6% | -13.9% |
% Seniors | 20.4% | -1.0% |
% WFH | 25.1% | 143.7% |
% w/ College Degree | 46.3% | 27.2% |
As of the latest ACS Survey released in 2023, Loomis, CA is a predominantly white area, with 82.0% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Loomis, CA is hispanic, making up 7.7% of the population. Foreign-born residents account for 5.0% of the population in Loomis, CA, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.0% | -2.4% |
% Black | 0.1% | -75.0% |
% Hispanic | 7.7% | 13.2% |
% Asian | 2.6% | -7.1% |
% Foreign Born | 5.0% | 25.0% |
Mortgage and Risk — Loomis, CA
According to HUD data as of 2023, there were 283 mortgage originations in Loomis, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Loomis, CA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 283 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Loomis, CA
Loomis, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,870 |
| 2 Bedroom | $370 | $1,950 | $2,320 |
| 3 Bedroom | $350 | $2,800 | $3,150 |
| 4 Bedroom | -$1,320 | $4,950 | $3,630 |
Affordability — Loomis, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $907,000 |
| Median Household Income | $137,000 |