Roseville, CA—95661
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roseville, CA
As of Nov '25, the median home price in Roseville, CA is $673,000, with a year-over-year change of -0.3%. This indicates that home prices in Roseville, CA are flat. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $673,000 | -0.3% |
| Single Family | $678,000 | -0.4% |
| Condos | $347,000 | -1.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $429,000 | -1.8% |
3 Bed | $585,000 | -0.8% |
4 Bed | $755,000 | -0.1% |
| 5 Bed | $1,026,503 | 0.5% |
% of Housing Stock
Rental Trends — Roseville, CA
As of July '25, Rentcast reports the average rent in Roseville, CA is $2,370, with a year-over-year rent change of -1.7%. Per bedroom, the median rent as of July '25 in Roseville, CA is 1-bedrooms: $1,940, 2-bedrooms: $2,350, 3-bedrooms: $2,960, 4-bedrooms: $3,360. The most common rental property sizes in Roseville, CA are 2-bedroom and 1-bedroom, accounting for 37.2% and 33.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,260 | $2,370 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $1,940 |
| 2 Bed Rent | $2,340 | $2,350 |
| 3 Bed Rent | $2,800 | $2,960 |
| 4 Bed Rent | $3,000 | $3,360 |
% of Rental Stock
Property Listings — Roseville, CA
As of Nov '25, Realtor.com reports that the median days on market for a home in Roseville, CA is 40. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $787,000 | 2.0% |
Listing Count | 52 | -12.0% |
| Listings as % of Homes | 0.3% | -12.0% |
Days on Market | 40 | 29.0% |
Demographics — Roseville, CA
As of the latest ACS Survey released in 2023, Roseville, CA has a population of 32,600, which has increased by 4.1% over the past 5 years. Roseville, CA is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 43.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,600 | 4.1% |
% Under 18 | 20.2% | -4.7% |
% Seniors | 21.1% | 9.9% |
% WFH | 22.2% | 141.3% |
% w/ College Degree | 43.7% | 6.3% |
As of the latest ACS Survey released in 2023, Roseville, CA is a predominantly white area, with 68.0% of the population identifying as white. The white population has shrunk by 8.7% in the last 5 years. The second most common race or ethnicity in Roseville, CA is hispanic, making up 15.4% of the population. Foreign-born residents account for 12.5% of the population in Roseville, CA, and this percentage has increased by 9.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.0% | -8.7% |
% Black | 1.6% | -5.9% |
% Hispanic | 15.4% | 10.8% |
% Asian | 9.3% | 29.2% |
% Foreign Born | 12.5% | 9.6% |
Mortgage and Risk — Roseville, CA
According to HUD data as of 2023, there were 395 mortgage originations in Roseville, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Roseville, CA. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 395 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Rentals and Section 8 — Roseville, CA
As of 2024, the percent of homes in Roseville, CA under the Section 8 program is 5.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Roseville, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 243 |
Total Units Section 8 | 243 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | 90.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $2,000 | $2,050 |
| 2 Bedroom | $210 | $2,340 | $2,550 |
| 3 Bedroom | $660 | $2,800 | $3,460 |
| 4 Bedroom | $990 | $3,000 | $3,990 |
Affordability — Roseville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $673,000 |
| Median Household Income | $104,000 |