Newcastle, CA95658

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$904,000
1.4% YoY Growth
Median Household Income
$128,000
55.2% 5-Year Growth
Days on Market
60
23.0% Shorter than last year
Home Price Forecast
-0.9%
Median Rent
$2,050
30.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,850
N/A
3-Bed Rent
$3,000
23.0% YoY Growth

Property Listings — Newcastle, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Newcastle, CA is 60. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,390,00019.0%
Listing Count
3143.0%
Listings as % of Homes0.6%43.0%
Days on Market
60-23.0%
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Demographics — Newcastle, CA

As of the latest ACS Survey released in 2023, Newcastle, CA has a population of 6,200, which has decreased by -9.6% over the past 5 years. Newcastle, CA is a moderately popular place for families, as children make up 18.9% of the population. The area has a moderately educated workforce, with 44.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,200-9.6%
% Under 18
18.9%0.0%
% Seniors
27.2%13.3%
% WFH
15.4%52.5%
% w/ College Degree
44.6%9.9%
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As of the latest ACS Survey released in 2023, Newcastle, CA is a predominantly white area, with 80.0% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Newcastle, CA is hispanic, making up 9.5% of the population. Foreign-born residents account for 4.0% of the population in Newcastle, CA, and this percentage has decreased by 25.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.0%-3.7%
% Black
2.5%66.7%
% Hispanic
9.5%26.7%
% Asian
1.4%-58.8%
% Foreign Born
4.0%-25.9%
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Mortgage and Risk — Newcastle, CA

According to HUD data as of 2023, there were 40 mortgage originations in Newcastle, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Newcastle, CA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
40
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Newcastle, CA

Newcastle, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.5%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,760
2 Bedroom$340$1,850$2,190
3 Bedroom-$30$3,000$2,970
4 BedroomN/AN/A$3,430

Affordability — Newcastle, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.7
Median Home Price$904,000
Median Household Income$128,000

Newcastle, CA — ZIP Code Boundary Map

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Frequently Asked Questions