Placerville, CA—95667
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Placerville, CA
As of Oct '25, the median home price in Placerville, CA is $519,000, with a year-over-year change of -0.8%. This indicates that home prices in Placerville, CA are flat. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $519,000 | -0.8% |
| Single Family | $519,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $319,000 | -1.2% |
2 Bed | $403,000 | -0.7% |
3 Bed | $526,000 | -0.9% |
4 Bed | $693,000 | -1.0% |
| 5 Bed | $798,000 | -1.5% |
% of Housing Stock
Rental Trends — Placerville, CA
As of July '25, Rentcast reports the average rent in Placerville, CA is $2,020, with a year-over-year rent change of -2.9%. Per bedroom, the median rent as of July '25 in Placerville, CA is studios: $925, 1-bedrooms: $1,450, 2-bedrooms: $2,070, 3-bedrooms: $2,600, 4-bedrooms: $2,750. The most common rental property sizes in Placerville, CA are 2-bedroom and 1-bedroom, accounting for 46.3% and 24.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,020 |
| Studio Rent | $775 | $925 |
| 1 Bed Rent | $1,400 | $1,450 |
| 2 Bed Rent | $2,000 | $2,070 |
| 3 Bed Rent | $2,500 | $2,600 |
| 4 Bed Rent | $2,500 | $2,750 |
% of Rental Stock
Property Listings — Placerville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Placerville, CA is 72. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $630,000 | 0.0% |
Listing Count | 165 | 12.0% |
| Listings as % of Homes | 0.5% | 12.0% |
Days on Market | 72 | 21.0% |
Demographics — Placerville, CA
As of the latest ACS Survey released in 2023, Placerville, CA has a population of 36,300, which has remained stable by -0.9% over the past 5 years. Placerville, CA is a moderately popular place for families, as children make up 18.2% of the population. The area has a moderately educated workforce, with 28.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 36,300 | -0.9% |
% Under 18 | 18.2% | 1.7% |
% Seniors | 26.8% | 7.2% |
% WFH | 17.2% | 100.0% |
% w/ College Degree | 28.6% | -0.3% |
As of the latest ACS Survey released in 2023, Placerville, CA is a predominantly white area, with 78.3% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Placerville, CA is hispanic, making up 14.0% of the population. Foreign-born residents account for 5.5% of the population in Placerville, CA, and this percentage has decreased by 12.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.3% | -5.4% |
% Black | 0.6% | 20.0% |
% Hispanic | 14.0% | 25.0% |
% Asian | 1.1% | -26.7% |
% Foreign Born | 5.5% | -12.7% |
Mortgage and Risk — Placerville, CA
According to HUD data as of 2023, there were 542 mortgage originations in Placerville, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Placerville, CA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 542 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Placerville, CA
As of 2024, the percent of homes in Placerville, CA under the Section 8 program is 7.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Placerville, CA, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 312 |
Total Units Section 8 | 267 |
% Rentals under Section 8 | 7.3% |
% Occupied Section 8 | 90.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $1,400 | $1,610 |
| 2 Bedroom | $0 | $2,000 | $2,000 |
| 3 Bedroom | $210 | $2,500 | $2,710 |
| 4 Bedroom | $630 | $2,500 | $3,130 |
Affordability — Placerville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $519,000 |
| Median Household Income | $90,500 |