Rio Oso, CA—95674
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rio Oso, CA
As of Oct '25, the median home price in Rio Oso, CA is $627,000, with a year-over-year change of -0.4%. This indicates that home prices in Rio Oso, CA are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $627,000 | -0.4% |
| Single Family | $627,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $623,000 | 1.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rio Oso, CA
Rio Oso, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rio Oso, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rio Oso, CA is 92. This is a increase of 71.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,050,000 | 71.0% |
Listing Count | 2 | 120.0% |
| Listings as % of Homes | 0.9% | 120.0% |
Days on Market | 92 | 71.0% |
Demographics — Rio Oso, CA
As of the latest ACS Survey released in 2023, Rio Oso, CA has a population of 992, which has increased by 8.7% over the past 5 years. Rio Oso, CA is a popular place for families, as children make up 31.5% of the population. The area has a poorly educated workforce, with 21.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 992 | 8.7% |
% Under 18 | 31.5% | 24.5% |
% Seniors | 18.2% | 30.9% |
% WFH | 22.0% | 111.5% |
% w/ College Degree | 21.6% | 4.9% |
As of the latest ACS Survey released in 2023, Rio Oso, CA is a predominantly white area, with 64.2% of the population identifying as white. The white population has shrunk by 14.3% in the last 5 years. The second most common race or ethnicity in Rio Oso, CA is hispanic, making up 9.5% of the population. Foreign-born residents account for 6.4% of the population in Rio Oso, CA, and this percentage has decreased by 56.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.2% | -14.3% |
% Black | 3.0% | ∞% |
% Hispanic | 9.5% | -35.4% |
% Asian | 3.3% | -59.8% |
% Foreign Born | 6.4% | -56.8% |
Mortgage and Risk — Rio Oso, CA
According to HUD data as of 2023, there were 21 mortgage originations in Rio Oso, CA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Rio Oso, CA. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 21 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Rio Oso, CA
Rio Oso, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,060 |
| 2 Bedroom | N/A | N/A | $1,350 |
| 3 Bedroom | N/A | N/A | $1,890 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Rio Oso, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $627,000 |
| Median Household Income | $109,000 |