Shingle Springs, CA—95682
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Shingle Springs, CA
As of Oct '25, the median home price in Shingle Springs, CA is $653,000, with a year-over-year change of -0.4%. This indicates that home prices in Shingle Springs, CA are flat. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $653,000 | -0.4% |
| Single Family | $659,000 | -0.5% |
| Condos | $349,000 | -2.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $405,000 | -0.5% |
3 Bed | $611,000 | -0.3% |
4 Bed | $755,000 | -1.0% |
| 5 Bed | $901,000 | -1.1% |
% of Housing Stock
Rental Trends — Shingle Springs, CA
As of July '25, Rentcast reports the average rent in Shingle Springs, CA is $2,140, with a year-over-year rent change of -7.4%. Per bedroom, the median rent as of July '25 in Shingle Springs, CA is 1-bedrooms: $1,760, 2-bedrooms: $2,010, 3-bedrooms: $2,910, 4-bedrooms: $2,750. The most common rental property sizes in Shingle Springs, CA are 2-bedroom and 3-bedroom, accounting for 55.7% and 25.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,930 | $2,140 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,750 | $1,760 |
| 2 Bed Rent | $1,900 | $2,010 |
| 3 Bed Rent | $2,600 | $2,910 |
| 4 Bed Rent | $2,750 | $2,750 |
% of Rental Stock
Property Listings — Shingle Springs, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Shingle Springs, CA is 55. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $719,000 | -2.0% |
Listing Count | 110 | 14.0% |
| Listings as % of Homes | 0.4% | 14.0% |
Days on Market | 55 | 13.0% |
Demographics — Shingle Springs, CA
As of the latest ACS Survey released in 2023, Shingle Springs, CA has a population of 29,200, which has decreased by -3.0% over the past 5 years. Shingle Springs, CA is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 39.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,200 | -3.0% |
% Under 18 | 20.5% | 0.5% |
% Seniors | 24.1% | 15.3% |
% WFH | 18.8% | 157.5% |
% w/ College Degree | 39.9% | 25.1% |
As of the latest ACS Survey released in 2023, Shingle Springs, CA is a predominantly white area, with 79.5% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Shingle Springs, CA is hispanic, making up 12.8% of the population. Foreign-born residents account for 5.5% of the population in Shingle Springs, CA, and this percentage has decreased by 34.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.5% | -0.6% |
% Black | 0.2% | -75.0% |
% Hispanic | 12.8% | -8.6% |
% Asian | 2.1% | -4.5% |
% Foreign Born | 5.5% | -34.5% |
Mortgage and Risk — Shingle Springs, CA
According to HUD data as of 2023, there were 588 mortgage originations in Shingle Springs, CA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Shingle Springs, CA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 588 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Shingle Springs, CA
As of 2024, the percent of homes in Shingle Springs, CA under the Section 8 program is 2.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Shingle Springs, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 74 |
Total Units Section 8 | 74 |
% Rentals under Section 8 | 2.9% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $90 | $1,750 | $1,840 |
| 2 Bedroom | $390 | $1,900 | $2,290 |
| 3 Bedroom | $510 | $2,600 | $3,110 |
| 4 Bedroom | $840 | $2,750 | $3,590 |
Affordability — Shingle Springs, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $653,000 |
| Median Household Income | $116,000 |