Somerset, CA 95684 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Somerset, CA—95684

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$450,000

2.9% YoY Growth

Household Income

$78,200

29.9% YoY Growth

Days on Market

11.0% Shorter YoY

Home Price Forecast

-0.6%

Median Rent

$2,450

36.1% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$2,450

N/A

Home Price Trends — Somerset, CA

As of Dec '25, the median home price in Somerset, CA is $450,000, with a year-over-year change of -2.9%. This indicates that home prices in Somerset, CA are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$450,000	-2.9%
Single Family	$449,000	-3.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Somerset, CA

As of July '25, Rentcast reports the average rent in Somerset, CA is $2,450, with a year-over-year rent change of 36.1%. Per bedroom, the median rent as of July '25 in Somerset, CA is 3-bedrooms: $2,450. The most common rental property sizes in Somerset, CA are 1-bedroom and studio, accounting for 33.1% and 28.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,450	$2,450
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,450	$2,450
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

28.1%

1 Bedroom

33.1%

2 Bedrooms

16.9%

3 Bedrooms

21.2%

4 Bedrooms

0.7%

Property Listings — Somerset, CA

As of Dec '25, Realtor.com reports that the median days on market for a home in Somerset, CA is 71. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$580,000	-9.0%
Listing Count	27	-11.0%
Listings as % of Homes	1.0%	-11.0%
Days on Market	94	-11.0%

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Demographics — Somerset, CA

As of the latest ACS Survey released in 2023, Somerset, CA has a population of 2,640, which has decreased by -22.1% over the past 5 years. Somerset, CA is a less popular place for families, as children make up 6.4% of the population. The area has a moderately educated workforce, with 30.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,640	-22.1%
% Under 18	6.4%	-38.5%
% Seniors	37.8%	62.2%
% WFH	20.3%	269.1%
% w/ College Degree	30.5%	48.1%

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As of the latest ACS Survey released in 2023, Somerset, CA is a predominantly white area, with 75.5% of the population identifying as white. The white population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Somerset, CA is hispanic, making up 16.3% of the population. Foreign-born residents account for 3.1% of the population in Somerset, CA, and this percentage has decreased by 63.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	75.5%	-9.1%
% Black	0.4%	∞%
% Hispanic	16.3%	85.2%
% Asian	1.7%	6.2%
% Foreign Born	3.1%	-63.5%

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Mortgage and Risk — Somerset, CA

According to HUD data as of 2023, there were 86 mortgage originations in Somerset, CA, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Somerset, CA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	86
% Conventional Loans	72.0%
% Government Loans	28.0%
% Investor Loans	1.0%
% Second Loans	2.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Somerset, CA

Somerset, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	3
Total Units Section 8	3
% Rentals under Section 8	1.1%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,590
2 Bedroom	N/A	N/A	$1,970
3 Bedroom	$220	$2,450	$2,670
4 Bedroom	N/A	N/A	$3,080

Somerset, CA—95684

Key Metrics at a Glance

Home Price Trends — Somerset, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Somerset, CA

% of Rental Stock

Property Listings — Somerset, CA

Demographics — Somerset, CA

Race and Ethnicity

Mortgage and Risk — Somerset, CA

Mortgages

Rentals and Section 8 — Somerset, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Somerset, CA

Home Price to Income Ratio

Somerset, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Grizzly Flat, CA

Fiddletown, CA

Camino, CA

Pollock Pines, CA

Diamond Springs, CA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.8
Median Home Price	$450,000
Median Household Income	$78,200

Somerset, CA—95684

Key Metrics at a Glance

Home Price Trends — Somerset, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Somerset, CA

% of Rental Stock

Property Listings — Somerset, CA

Demographics — Somerset, CA

Race and Ethnicity

Mortgage and Risk — Somerset, CA

Mortgages

Rentals and Section 8 — Somerset, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Somerset, CA

Home Price to Income Ratio

Somerset, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Grizzly Flat, CA

Fiddletown, CA

Camino, CA

Pollock Pines, CA

Diamond Springs, CA

Frequently Asked Questions

What is the average home price in Somerset, CA 95684?

How have home prices in Somerset, CA 95684 changed over the past year?

What is the home price projection for Somerset, CA 95684?

What are the demographics of Somerset, CA 95684?

How long does it take homes to sell in Somerset, CA 95684?

What is the average rent price in Somerset, CA 95684?