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Downtown, Sacramento, CA—95814

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$541,000
6.4% YoY Growth
Household Income
$46,600
32.3% YoY Growth
Days on Market
35
10.0% Shorter YoY
Home Price Forecast
-0.6%
Median Rent
$2,220
4.5% YoY Growth
1-Bed Rent
$2,220
0.9% YoY Growth
2-Bed Rent
$3,020
10.5% YoY Growth
3-Bed Rent
$3,000
16.5% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Downtown, Sacramento, CA

As of Dec '25, the median home price in Downtown, Sacramento, CA is $541,000, with a year-over-year change of -6.4%. This indicates that home prices in Downtown, Sacramento, CA are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$541,000-6.4%
Single Family $661,000-6.2%
Condos $440,000-8.7%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$496,000-5.3%
    3 Bed
    		$680,000-4.9%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    30.8%
    1 Bedroom
    42.1%
    2 Bedrooms
    20.3%
    3 Bedrooms
    5.3%
    4 Bedrooms
    0.8%
    5+ Bedrooms
    0.7%

    Rental Trends — Downtown, Sacramento, CA

    As of July '25, Rentcast reports the average rent in Downtown, Sacramento, CA is $2,320, with a year-over-year rent change of -4.5%. Per bedroom, the median rent as of July '25 in Downtown, Sacramento, CA is studios: $1,690, 1-bedrooms: $2,160, 2-bedrooms: $3,050, 3-bedrooms: $2,940, 4-bedrooms: $3,960. The most common rental property sizes in Downtown, Sacramento, CA are 1-bedroom and studio, accounting for 45.5% and 33.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,220$2,320
    Studio Rent $1,600$1,690
    1 Bed Rent $2,220$2,160
    2 Bed Rent $3,020$3,050
    3 Bed Rent $3,000$2,940
    4 Bed Rent $3,960$3,960
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    % of Rental Stock

    Studio
    33.8%
    1 Bedroom
    45.5%
    2 Bedrooms
    15.5%
    3 Bedrooms
    4.2%
    4 Bedrooms
    0.3%
    5+ Bedrooms
    0.7%

    Property Listings — Downtown, Sacramento, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Downtown, Sacramento, CA is 60. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$787,00018.0%
    Listing Count
    		14-8.0%
    Listings as % of Homes0.1%-8.0%
    Days on Market
    		35-10.0%
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    Demographics — Downtown, Sacramento, CA

    As of the latest ACS Survey released in 2023, Downtown, Sacramento, CA has a population of 12,400, which has increased by 9.0% over the past 5 years. Downtown, Sacramento, CA is a less popular place for families, as children make up 4.1% of the population. The area has a moderately educated workforce, with 40.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		12,4009.0%
    % Under 18
    		4.1%-19.6%
    % Seniors
    		16.1%-3.0%
    % WFH
    		21.6%535.3%
    % w/ College Degree
    		40.2%1.8%
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    As of the latest ACS Survey released in 2023, Downtown, Sacramento, CA is a predominantly white area, with 46.3% of the population identifying as white. The white population has shrunk by 9.0% in the last 5 years. The second most common race or ethnicity in Downtown, Sacramento, CA is hispanic, making up 20.5% of the population. Foreign-born residents account for 13.0% of the population in Downtown, Sacramento, CA, and this percentage has decreased by 3.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		46.3%-9.0%
    % Black
    		13.3%-16.9%
    % Hispanic
    		20.5%2.5%
    % Asian
    		12.6%44.8%
    % Foreign Born
    		13.0%-3.0%
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    Mortgage and Risk — Downtown, Sacramento, CA

    According to HUD data as of 2023, there were 32 mortgage originations in Downtown, Sacramento, CA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Downtown, Sacramento, CA. Investor activity is high, as 19.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		32
    % Conventional Loans
    		97.0%
    % Government Loans
    		3.0%
    % Investor Loans
    		19.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		3.0%
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    Rentals and Section 8 — Downtown, Sacramento, CA

    As of 2024, the percent of homes in Downtown, Sacramento, CA under the Section 8 program is 21.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Downtown, Sacramento, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		1,487
    Total Units Section 8
    		1,478
    % Rentals under Section 8
    		21.1%
    % Occupied Section 8
    		91.3%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$610$2,220$1,610
    2 Bedroom-$1,020$3,020$2,000
    3 Bedroom-$290$3,000$2,710
    4 Bedroom-$830$3,960$3,130

    Affordability — Downtown, Sacramento, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio13.7
    Median Home Price$541,000
    Median Household Income$46,600

    Downtown, Sacramento, CA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Midtown, Sacramento, CA

    95811

    Land Park, Sacramento, CA

    95818

    East Sacramento, Sacramento, CA

    95816

    South Natomas, Sacramento, CA

    95833

    West Sacramento, CA

    95605

    Frequently Asked Questions