Magalia, CA95954

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$269,000
2.8% YoY Growth
Median Household Income
$61,800
29.9% 5-Year Growth
Days on Market
76
12.0% Longer than last year
Home Price Forecast
-2.1%
Median Rent
$1,800
10.0% YoY Growth
1-Bed Rent
$800
N/A
2-Bed Rent
$1,720
28.4% YoY Growth
3-Bed Rent
$2,150
24.3% YoY Growth

Property Listings — Magalia, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Magalia, CA is 76. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$304,000-6.0%
Listing Count
7522.0%
Listings as % of Homes0.7%22.0%
Days on Market
7612.0%
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Demographics — Magalia, CA

As of the latest ACS Survey released in 2023, Magalia, CA has a population of 8,490, which has decreased by -37.1% over the past 5 years. Magalia, CA is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,490-37.1%
% Under 18
20.7%28.6%
% Seniors
21.7%-10.3%
% WFH
16.6%268.9%
% w/ College Degree
21.2%24.7%
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As of the latest ACS Survey released in 2023, Magalia, CA is a predominantly white area, with 78.3% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Magalia, CA is hispanic, making up 10.0% of the population. Foreign-born residents account for 3.7% of the population in Magalia, CA, and this percentage has increased by 76.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.3%-5.1%
% Black
0.1%∞%
% Hispanic
10.0%4.2%
% Asian
2.0%185.7%
% Foreign Born
3.7%76.2%
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Mortgage and Risk — Magalia, CA

According to HUD data as of 2023, there were 151 mortgage originations in Magalia, CA, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Magalia, CA. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
151
% Conventional Loans
60.0%
% Government Loans
40.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Magalia, CA

Magalia, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
18
Total Units Section 8
18
% Rentals under Section 8
3.6%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$240$800$1,040
2 Bedroom-$370$1,720$1,350
3 Bedroom-$260$2,150$1,890
4 BedroomN/AN/A$2,270

Affordability — Magalia, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$269,000
Median Household Income$61,800

Magalia, CA — ZIP Code Boundary Map

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Frequently Asked Questions