Oroville, CA—95965
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Oroville, CA
Home Price Trends — Oroville, CA
As of Oct '25, the median home price in Oroville, CA is $299,000, with a year-over-year change of 0.7%. This indicates that home prices in Oroville, CA are flat. According to Zillow, the 1-year price projection is -2.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $299,000 | 0.7% |
| Single Family | $300,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $171,000 | -0.6% |
2 Bed | $225,000 | -2.2% |
3 Bed | $308,000 | 1.7% |
4 Bed | $372,000 | 1.1% |
| 5 Bed | $375,000 | 1.4% |
% of Housing Stock
Rental Trends — Oroville, CA
As of July '25, Rentcast reports the average rent in Oroville, CA is $1,350, with a year-over-year rent change of 10.7%. Per bedroom, the median rent as of July '25 in Oroville, CA is studios: $950, 1-bedrooms: $1,000, 2-bedrooms: $1,250, 3-bedrooms: $1,900. The most common rental property sizes in Oroville, CA are 2-bedroom and 3-bedroom, accounting for 48.1% and 23.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,350 |
| Studio Rent | $400 | $950 |
| 1 Bed Rent | $998 | $1,000 |
| 2 Bed Rent | $1,250 | $1,250 |
| 3 Bed Rent | $1,800 | $1,900 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oroville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oroville, CA is 72. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $392,000 | -4.0% |
Listing Count | 54 | 1.0% |
| Listings as % of Homes | 0.4% | 1.0% |
Days on Market | 72 | -12.0% |
Demographics — Oroville, CA
As of the latest ACS Survey released in 2023, Oroville, CA has a population of 20,900, which has increased by 1.9% over the past 5 years. Oroville, CA is a moderately popular place for families, as children make up 23.7% of the population. The area has a poorly educated workforce, with 15.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,900 | 1.9% |
% Under 18 | 23.7% | -1.7% |
% Seniors | 17.0% | 6.2% |
% WFH | 7.7% | 6.9% |
% w/ College Degree | 15.9% | 17.8% |
As of the latest ACS Survey released in 2023, Oroville, CA is a predominantly white area, with 50.1% of the population identifying as white. The white population has shrunk by 18.5% in the last 5 years. The second most common race or ethnicity in Oroville, CA is hispanic, making up 20.4% of the population. Foreign-born residents account for 11.8% of the population in Oroville, CA, and this percentage has increased by 14.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.1% | -18.5% |
% Black | 3.3% | -17.5% |
% Hispanic | 20.4% | 65.9% |
% Asian | 15.8% | 15.3% |
% Foreign Born | 11.8% | 14.6% |
Mortgage and Risk — Oroville, CA
According to HUD data as of 2023, there were 179 mortgage originations in Oroville, CA, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Oroville, CA. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 179 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Oroville, CA
Oroville, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 540 |
Total Units Section 8 | 370 |
% Rentals under Section 8 | 11.8% |
% Occupied Section 8 | 98.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$8 | $998 | $990 |
| 2 Bedroom | $40 | $1,250 | $1,290 |
| 3 Bedroom | $20 | $1,800 | $1,820 |
| 4 Bedroom | N/A | N/A | $2,190 |
Affordability — Oroville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $299,000 |
| Median Household Income | $53,400 |