Oroville, CA—95966
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Oroville, CA
Home Price Trends — Oroville, CA
As of Oct '25, the median home price in Oroville, CA is $307,000, with a year-over-year change of 0.4%. This indicates that home prices in Oroville, CA are flat. According to Zillow, the 1-year price projection is -3.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $307,000 | 0.4% |
| Single Family | $307,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $153,000 | 0.0% |
2 Bed | $241,000 | -0.8% |
3 Bed | $328,000 | 0.6% |
4 Bed | $406,000 | 1.2% |
| 5 Bed | $459,000 | 1.8% |
% of Housing Stock
Rental Trends — Oroville, CA
As of July '25, Rentcast reports the average rent in Oroville, CA is $1,650, with a year-over-year rent change of 13.8%. Per bedroom, the median rent as of July '25 in Oroville, CA is studios: $750, 1-bedrooms: $1,020, 2-bedrooms: $1,440, 3-bedrooms: $2,180, 4-bedrooms: $1,800. The most common rental property sizes in Oroville, CA are 2-bedroom and 3-bedroom, accounting for 38.0% and 30.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,650 |
| Studio Rent | $750 | $750 |
| 1 Bed Rent | $1,050 | $1,020 |
| 2 Bed Rent | $1,250 | $1,440 |
| 3 Bed Rent | $1,950 | $2,180 |
| 4 Bed Rent | $1,800 | $1,800 |
% of Rental Stock
Property Listings — Oroville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oroville, CA is 112. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $384,000 | -1.0% |
Listing Count | 169 | 15.0% |
| Listings as % of Homes | 0.8% | 15.0% |
Days on Market | 112 | 40.0% |
Demographics — Oroville, CA
As of the latest ACS Survey released in 2023, Oroville, CA has a population of 29,300, which has remained stable by -0.1% over the past 5 years. Oroville, CA is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 17.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,300 | -0.1% |
% Under 18 | 22.2% | 6.7% |
% Seniors | 23.7% | 6.8% |
% WFH | 10.8% | 68.8% |
% w/ College Degree | 17.0% | 46.6% |
As of the latest ACS Survey released in 2023, Oroville, CA is a predominantly white area, with 66.7% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Oroville, CA is hispanic, making up 18.0% of the population. Foreign-born residents account for 6.2% of the population in Oroville, CA, and this percentage has decreased by 4.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.7% | -1.5% |
% Black | 2.1% | 110.0% |
% Hispanic | 18.0% | 22.4% |
% Asian | 5.6% | -15.2% |
% Foreign Born | 6.2% | -4.6% |
Mortgage and Risk — Oroville, CA
According to HUD data as of 2023, there were 454 mortgage originations in Oroville, CA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Oroville, CA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 454 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Oroville, CA
As of 2024, the percent of homes in Oroville, CA under the Section 8 program is 8.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Oroville, CA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 247 |
Total Units Section 8 | 237 |
% Rentals under Section 8 | 8.8% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $1,050 | $1,020 |
| 2 Bedroom | $70 | $1,250 | $1,320 |
| 3 Bedroom | -$90 | $1,950 | $1,860 |
| 4 Bedroom | $440 | $1,800 | $2,240 |
Affordability — Oroville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $307,000 |
| Median Household Income | $63,900 |