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Oroville, CA—95966

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$301,000
0.3% YoY Growth
Household Income
$63,900
44.1% YoY Growth
Days on Market
117
55.0% Longer YoY
Home Price Forecast
-2.7%
Median Rent
$1,500
13.8% YoY Growth
1-Bed Rent
$1,050
7.4% YoY Growth
2-Bed Rent
$1,250
0.0% YoY Growth
3-Bed Rent
$1,950
3.8% YoY Growth

Other Zip Codes in Oroville, CA

95965
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Oroville, CA

As of Dec '25, the median home price in Oroville, CA is $301,000, with a year-over-year change of 0.3%. This indicates that home prices in Oroville, CA are flat. According to Zillow, the 1-year price projection is -2.7%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$301,0000.3%
Single Family $301,000-0.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $148,000
    -0.7%
    2 Bed
    		$236,000-1.3%
    3 Bed
    		$323,0000.3%
    4 Bed
    		$398,0000.8%
    5 Bed $449,8721.6%
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    % of Housing Stock

    Studio
    1.7%
    1 Bedroom
    7.4%
    2 Bedrooms
    37.4%
    3 Bedrooms
    43.1%
    4 Bedrooms
    8.9%
    5+ Bedrooms
    1.4%

    Rental Trends — Oroville, CA

    As of July '25, Rentcast reports the average rent in Oroville, CA is $1,650, with a year-over-year rent change of 13.8%. Per bedroom, the median rent as of July '25 in Oroville, CA is studios: $750, 1-bedrooms: $1,020, 2-bedrooms: $1,440, 3-bedrooms: $2,180, 4-bedrooms: $1,800. The most common rental property sizes in Oroville, CA are 2-bedroom and 3-bedroom, accounting for 38.0% and 30.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,500$1,650
    Studio Rent $750$750
    1 Bed Rent $1,050$1,020
    2 Bed Rent $1,250$1,440
    3 Bed Rent $1,950$2,180
    4 Bed Rent $1,800$1,800
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    % of Rental Stock

    Studio
    4.4%
    1 Bedroom
    18.7%
    2 Bedrooms
    38.0%
    3 Bedrooms
    30.8%
    4 Bedrooms
    7.3%
    5+ Bedrooms
    0.7%

    Property Listings — Oroville, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Oroville, CA is 116. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$368,000-9.0%
    Listing Count
    		1343.0%
    Listings as % of Homes0.8%3.0%
    Days on Market
    		11755.0%
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    Demographics — Oroville, CA

    As of the latest ACS Survey released in 2023, Oroville, CA has a population of 29,300, which has remained stable by -0.1% over the past 5 years. Oroville, CA is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 17.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		29,300-0.1%
    % Under 18
    		22.2%6.7%
    % Seniors
    		23.7%6.8%
    % WFH
    		10.8%68.8%
    % w/ College Degree
    		17.0%46.6%
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    As of the latest ACS Survey released in 2023, Oroville, CA is a predominantly white area, with 66.7% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Oroville, CA is hispanic, making up 18.0% of the population. Foreign-born residents account for 6.2% of the population in Oroville, CA, and this percentage has decreased by 4.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		66.7%-1.5%
    % Black
    		2.1%110.0%
    % Hispanic
    		18.0%22.4%
    % Asian
    		5.6%-15.2%
    % Foreign Born
    		6.2%-4.6%
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    Mortgage and Risk — Oroville, CA

    According to HUD data as of 2023, there were 454 mortgage originations in Oroville, CA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Oroville, CA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		454
    % Conventional Loans
    		64.0%
    % Government Loans
    		36.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		15.0%
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    Rentals and Section 8 — Oroville, CA

    As of 2024, the percent of homes in Oroville, CA under the Section 8 program is 8.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Oroville, CA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		247
    Total Units Section 8
    		237
    % Rentals under Section 8
    		8.8%
    % Occupied Section 8
    		100.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$30$1,050$1,020
    2 Bedroom$70$1,250$1,320
    3 Bedroom-$90$1,950$1,860
    4 Bedroom$440$1,800$2,240

    Affordability — Oroville, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.9
    Median Home Price$301,000
    Median Household Income$63,900

    Oroville, CA — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions