Yuba City, CA—95991
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Yuba City, CA
Home Price Trends — Yuba City, CA
As of Oct '25, the median home price in Yuba City, CA is $401,000, with a year-over-year change of -1.1%. This indicates that home prices in Yuba City, CA are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $401,000 | -1.1% |
| Single Family | $405,000 | -1.0% |
| Condos | $187,000 | -8.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $205,000 | -2.8% |
2 Bed | $264,000 | -4.7% |
3 Bed | $391,000 | -0.8% |
4 Bed | $467,000 | -1.3% |
| 5 Bed | $558,000 | -1.6% |
% of Housing Stock
Rental Trends — Yuba City, CA
As of July '25, Rentcast reports the average rent in Yuba City, CA is $1,650, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in Yuba City, CA is 1-bedrooms: $1,190, 2-bedrooms: $1,460, 3-bedrooms: $2,120, 4-bedrooms: $2,450. The most common rental property sizes in Yuba City, CA are 2-bedroom and 3-bedroom, accounting for 41.8% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,180 | $1,190 |
| 2 Bed Rent | $1,480 | $1,460 |
| 3 Bed Rent | $2,200 | $2,120 |
| 4 Bed Rent | $2,450 | $2,450 |
% of Rental Stock
Property Listings — Yuba City, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Yuba City, CA is 52. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $410,000 | -6.0% |
Listing Count | 81 | 3.0% |
| Listings as % of Homes | 0.4% | 3.0% |
Days on Market | 52 | 42.0% |
Demographics — Yuba City, CA
As of the latest ACS Survey released in 2023, Yuba City, CA has a population of 42,500, which has increased by 4.4% over the past 5 years. Yuba City, CA is a popular place for families, as children make up 27.0% of the population. The area has a poorly educated workforce, with 17.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,500 | 4.4% |
% Under 18 | 27.0% | -2.2% |
% Seniors | 13.6% | 1.5% |
% WFH | 5.3% | 3.9% |
% w/ College Degree | 17.3% | 8.8% |
As of the latest ACS Survey released in 2023, Yuba City, CA is a predominantly hispanic area, with 40.7% of the population identifying as hispanic. The hispanic population has grown by 10.0% in the last 5 years. The second most common race or ethnicity in Yuba City, CA is white, making up 36.9% of the population. Foreign-born residents account for 23.6% of the population in Yuba City, CA, and this percentage has increased by 9.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 36.9% | -19.8% |
% Black | 2.5% | -7.4% |
% Hispanic | 40.7% | 10.0% |
% Asian | 12.8% | 30.6% |
% Foreign Born | 23.6% | 9.8% |
Mortgage and Risk — Yuba City, CA
According to HUD data as of 2023, there were 402 mortgage originations in Yuba City, CA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Yuba City, CA. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 402 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Yuba City, CA
As of 2024, the percent of homes in Yuba City, CA under the Section 8 program is 8.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Yuba City, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 638 |
Total Units Section 8 | 638 |
% Rentals under Section 8 | 8.6% |
% Occupied Section 8 | 91.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $60 | $1,180 | $1,240 |
| 2 Bedroom | $100 | $1,480 | $1,580 |
| 3 Bedroom | $10 | $2,200 | $2,210 |
| 4 Bedroom | $200 | $2,450 | $2,650 |
Affordability — Yuba City, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $401,000 |
| Median Household Income | $64,900 |