Tahoe City—96145
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tahoe City
As of Oct '25, the median home price in Tahoe City is $1,184,000, with a year-over-year change of 0.2%. This indicates that home prices in Tahoe City are flat. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,184,000 | 0.2% |
| Single Family | $1,256,000 | -0.6% |
| Condos | $801,000 | 0.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $557,000 | 2.8% |
2 Bed | $757,000 | 3.4% |
3 Bed | $1,088,000 | -1.1% |
4 Bed | $1,508,000 | -0.6% |
| 5 Bed | $2,190,000 | -0.9% |
% of Housing Stock
Rental Trends — Tahoe City
As of July '25, Rentcast reports the average rent in Tahoe City is $2,400, with a year-over-year rent change of -52.0%. Per bedroom, the median rent as of July '25 in Tahoe City is studios: $1,290, 1-bedrooms: $1,700, 3-bedrooms: $4,750. The most common rental property sizes in Tahoe City are 2-bedroom and 3-bedroom, accounting for 28.5% and 23.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $2,400 |
| Studio Rent | $1,250 | $1,290 |
| 1 Bed Rent | $1,700 | $1,700 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $4,500 | $4,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tahoe City
As of Oct '25, Realtor.com reports that the median days on market for a home in Tahoe City is 82. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,210,000 | -4.0% |
Listing Count | 59 | 15.0% |
| Listings as % of Homes | 0.6% | 15.0% |
Days on Market | 82 | -7.0% |
Demographics — Tahoe City
As of the latest ACS Survey released in 2023, Tahoe City has a population of 3,290, which has increased by 53.0% over the past 5 years. Tahoe City is a moderately popular place for families, as children make up 19.4% of the population. The area has a highly educated workforce, with 61.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,290 | 53.0% |
% Under 18 | 19.4% | 28.5% |
% Seniors | 22.2% | -2.6% |
% WFH | 20.1% | 31.4% |
% w/ College Degree | 61.6% | 20.3% |
As of the latest ACS Survey released in 2023, Tahoe City is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Tahoe City is hispanic, making up 4.0% of the population. Foreign-born residents account for 6.0% of the population in Tahoe City, and this percentage has increased by 9.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.9% | -1.7% |
% Black | 2.2% | 69.2% |
% Hispanic | 4.0% | -20.0% |
% Asian | 3.1% | ∞% |
% Foreign Born | 6.0% | 9.1% |
Mortgage and Risk — Tahoe City
According to HUD data as of 2023, there were 91 mortgage originations in Tahoe City, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Tahoe City. Investor activity is low, as 11.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 91 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 11.0% |
% Second Loans | 57.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Tahoe City
Tahoe City lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $1,700 | $1,800 |
| 2 Bedroom | N/A | N/A | $2,230 |
| 3 Bedroom | -$1,470 | $4,500 | $3,030 |
| 4 Bedroom | N/A | N/A | $3,490 |
Affordability — Tahoe City
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.9 |
| Median Home Price | $1,184,000 |
| Median Household Income | $122,000 |