Kahuku, HI—96731
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kahuku, HI
As of Oct '25, the median home price in Kahuku, HI is $1,061,000, with a year-over-year change of -2.5%. This indicates that home prices in Kahuku, HI are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,061,000 | -2.5% |
| Single Family | $1,081,000 | -3.7% |
| Condos | $1,025,000 | 0.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $979,000 | 2.7% |
2 Bed | N/A | N/A |
3 Bed | $1,051,000 | -5.5% |
4 Bed | $1,077,000 | -8.9% |
| 5 Bed | $1,185,000 | -8.1% |
% of Housing Stock
Rental Trends — Kahuku, HI
As of July '25, Rentcast reports the average rent in Kahuku, HI is $4,050, with a year-over-year rent change of -29.2%. Per bedroom, the median rent as of July '25 in Kahuku, HI is 1-bedrooms: $3,100, 3-bedrooms: $5,000. The most common rental property sizes in Kahuku, HI are 3-bedroom and 1-bedroom, accounting for 38.0% and 21.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,100 | $4,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $3,100 | $3,100 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $5,000 | $5,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kahuku, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Kahuku, HI is 146. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,120,000 | -23.0% |
Listing Count | 11 | -10.0% |
| Listings as % of Homes | 1.1% | -10.0% |
Days on Market | 146 | 37.0% |
Demographics — Kahuku, HI
As of the latest ACS Survey released in 2023, Kahuku, HI has a population of 2,830, which has decreased by -5.3% over the past 5 years. Kahuku, HI is a popular place for families, as children make up 35.3% of the population. The area has a moderately educated workforce, with 33.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,830 | -5.3% |
% Under 18 | 35.3% | 19.3% |
% Seniors | 12.6% | -24.1% |
% WFH | 12.5% | 40.4% |
% w/ College Degree | 33.9% | 12.6% |
As of the latest ACS Survey released in 2023, Kahuku, HI is a predominantly white area, with 20.4% of the population identifying as white. The white population has shrunk by 15.4% in the last 5 years. The second most common race or ethnicity in Kahuku, HI is asian, making up 14.0% of the population. Foreign-born residents account for 11.6% of the population in Kahuku, HI, and this percentage has decreased by 14.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 20.4% | -15.4% |
% Black | 0.5% | -83.9% |
% Hispanic | 6.9% | 23.2% |
% Asian | 14.0% | -18.6% |
% Foreign Born | 11.6% | -14.7% |
Mortgage and Risk — Kahuku, HI
According to HUD data as of 2023, there were 44 mortgage originations in Kahuku, HI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Kahuku, HI. Investor activity is low, as 5.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 5.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Kahuku, HI
Kahuku, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 60 |
Total Units Section 8 | 61 |
% Rentals under Section 8 | 22.0% |
% Occupied Section 8 | 98.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,290 | $3,100 | $1,810 |
| 2 Bedroom | N/A | N/A | $2,370 |
| 3 Bedroom | -$1,680 | $5,000 | $3,320 |
| 4 Bedroom | N/A | N/A | $3,980 |
Affordability — Kahuku, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 12.3 |
| Median Home Price | $1,061,000 |
| Median Household Income | $73,400 |