Wahiawa, HI—96786
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wahiawa, HI
As of Oct '25, the median home price in Wahiawa, HI is $826,000, with a year-over-year change of -0.7%. This indicates that home prices in Wahiawa, HI are flat. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $826,000 | -0.7% |
| Single Family | $854,000 | -0.9% |
| Condos | $356,000 | -4.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $278,000 | -3.8% |
2 Bed | $484,000 | -2.4% |
3 Bed | $822,000 | -1.0% |
4 Bed | $859,000 | -0.7% |
| 5 Bed | $985,000 | -0.5% |
% of Housing Stock
Rental Trends — Wahiawa, HI
As of July '25, Rentcast reports the average rent in Wahiawa, HI is $2,300, with a year-over-year rent change of 4.1%. Per bedroom, the median rent as of July '25 in Wahiawa, HI is studios: $1,000, 1-bedrooms: $1,620, 2-bedrooms: $2,200, 3-bedrooms: $3,210, 4-bedrooms: $3,220. The most common rental property sizes in Wahiawa, HI are 2-bedroom and 3-bedroom, accounting for 33.7% and 32.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,250 | $2,300 |
| Studio Rent | $1,000 | $1,000 |
| 1 Bed Rent | $1,650 | $1,620 |
| 2 Bed Rent | $2,250 | $2,200 |
| 3 Bed Rent | $3,200 | $3,210 |
| 4 Bed Rent | $2,500 | $3,220 |
% of Rental Stock
Property Listings — Wahiawa, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Wahiawa, HI is 55. This is a increase of 81.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $742,000 | -8.0% |
Listing Count | 33 | -7.0% |
| Listings as % of Homes | 0.2% | -7.0% |
Days on Market | 55 | 81.0% |
Demographics — Wahiawa, HI
As of the latest ACS Survey released in 2023, Wahiawa, HI has a population of 41,300, which has decreased by -6.7% over the past 5 years. Wahiawa, HI is a popular place for families, as children make up 29.6% of the population. The area has a moderately educated workforce, with 25.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,300 | -6.7% |
% Under 18 | 29.6% | -2.0% |
% Seniors | 10.9% | 12.4% |
% WFH | 4.1% | 32.3% |
% w/ College Degree | 25.2% | 17.8% |
As of the latest ACS Survey released in 2023, Wahiawa, HI is a predominantly white area, with 26.8% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Wahiawa, HI is asian, making up 25.5% of the population. Foreign-born residents account for 14.7% of the population in Wahiawa, HI, and this percentage has increased by 5.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 26.8% | 0.8% |
% Black | 11.1% | 19.4% |
% Hispanic | 17.4% | 4.2% |
% Asian | 25.5% | 2.8% |
% Foreign Born | 14.7% | 5.8% |
Mortgage and Risk — Wahiawa, HI
According to HUD data as of 2023, there were 209 mortgage originations in Wahiawa, HI, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Wahiawa, HI. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 209 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Wahiawa, HI
As of 2024, the percent of homes in Wahiawa, HI under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Wahiawa, HI, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 817 |
Total Units Section 8 | 625 |
% Rentals under Section 8 | 6.9% |
% Occupied Section 8 | 80.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $670 | $1,650 | $2,320 |
| 2 Bedroom | $790 | $2,250 | $3,040 |
| 3 Bedroom | $1,060 | $3,200 | $4,260 |
| 4 Bedroom | $2,600 | $2,500 | $5,100 |
Affordability — Wahiawa, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.8 |
| Median Home Price | $826,000 |
| Median Household Income | $83,500 |