Salem, OR97306

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$491,000
0.3% YoY Growth
Median Household Income
$89,800
36.9% 5-Year Growth
Days on Market
67
10.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$2,050
3.4% YoY Growth
1-Bed Rent
$1,300
0.8% YoY Growth
2-Bed Rent
$1,550
2.4% YoY Growth
3-Bed Rent
$2,350
7.1% YoY Growth

Other Zip Codes in Salem, OR

Property Listings — Salem, OR

As of Oct '25, Realtor.com reports that the median days on market for a home in Salem, OR is 67. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$558,000-1.0%
Listing Count
150-18.0%
Listings as % of Homes0.8%-18.0%
Days on Market
6710.0%
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Demographics — Salem, OR

As of the latest ACS Survey released in 2023, Salem, OR has a population of 34,200, which has increased by 5.9% over the past 5 years. Salem, OR is a moderately popular place for families, as children make up 22.7% of the population. The area has a moderately educated workforce, with 41.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,2005.9%
% Under 18
22.7%-10.6%
% Seniors
15.6%-0.6%
% WFH
14.8%228.9%
% w/ College Degree
41.7%13.6%
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As of the latest ACS Survey released in 2023, Salem, OR is a predominantly white area, with 73.8% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Salem, OR is hispanic, making up 12.0% of the population. Foreign-born residents account for 8.1% of the population in Salem, OR, and this percentage has increased by 30.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.8%-9.9%
% Black
1.5%50.0%
% Hispanic
12.0%27.7%
% Asian
5.5%89.7%
% Foreign Born
8.1%30.6%
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Mortgage and Risk — Salem, OR

According to HUD data as of 2023, there were 582 mortgage originations in Salem, OR, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Salem, OR. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
582
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Salem, OR

As of 2024, the percent of homes in Salem, OR under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Salem, OR, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
265
Total Units Section 8
254
% Rentals under Section 8
5.5%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$1,300$1,270
2 Bedroom$90$1,550$1,640
3 Bedroom-$70$2,350$2,280
4 Bedroom$30$2,450$2,480

Affordability — Salem, OR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$491,000
Median Household Income$89,800

Salem, OR — ZIP Code Boundary Map

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Frequently Asked Questions