Silverton, OR—97381
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Silverton, OR
As of Oct '25, the median home price in Silverton, OR is $549,000, with a year-over-year change of 2.4%. This indicates that home prices in Silverton, OR are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $549,000 | 2.4% |
| Single Family | $551,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $397,000 | 2.8% |
3 Bed | $528,000 | 1.7% |
4 Bed | $635,000 | 1.8% |
| 5 Bed | $705,000 | 2.2% |
% of Housing Stock
Rental Trends — Silverton, OR
As of July '25, Rentcast reports the average rent in Silverton, OR is $1,840, with a year-over-year rent change of 12.2%. Per bedroom, the median rent as of July '25 in Silverton, OR is studios: $1,430, 1-bedrooms: $1,100, 2-bedrooms: $950, 3-bedrooms: $2,420. The most common rental property sizes in Silverton, OR are 2-bedroom and 3-bedroom, accounting for 41.9% and 33.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $1,840 |
| Studio Rent | $1,430 | $1,430 |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | $500 | $950 |
| 3 Bed Rent | $2,500 | $2,420 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Silverton, OR
As of Oct '25, Realtor.com reports that the median days on market for a home in Silverton, OR is 101. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $600,000 | 0.0% |
Listing Count | 95 | 55.0% |
| Listings as % of Homes | 1.0% | 55.0% |
Days on Market | 101 | 55.0% |
Demographics — Silverton, OR
As of the latest ACS Survey released in 2023, Silverton, OR has a population of 15,400, which has decreased by -2.6% over the past 5 years. Silverton, OR is a popular place for families, as children make up 26.0% of the population. The area has a moderately educated workforce, with 31.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,400 | -2.6% |
% Under 18 | 26.0% | 7.9% |
% Seniors | 18.3% | 7.6% |
% WFH | 16.2% | 113.2% |
% w/ College Degree | 31.3% | 6.1% |
As of the latest ACS Survey released in 2023, Silverton, OR is a predominantly white area, with 77.7% of the population identifying as white. The white population has shrunk by 15.2% in the last 5 years. The second most common race or ethnicity in Silverton, OR is hispanic, making up 12.0% of the population. Foreign-born residents account for 6.0% of the population in Silverton, OR, and this percentage has increased by 71.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.7% | -15.2% |
% Black | 1.9% | 533.3% |
% Hispanic | 12.0% | 118.2% |
% Asian | 0.9% | 350.0% |
% Foreign Born | 6.0% | 71.4% |
Mortgage and Risk — Silverton, OR
According to HUD data as of 2023, there were 314 mortgage originations in Silverton, OR, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Silverton, OR. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 314 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Silverton, OR
Silverton, OR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 168 |
Total Units Section 8 | 168 |
% Rentals under Section 8 | 10.4% |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $190 | $1,100 | $1,290 |
| 2 Bedroom | $1,160 | $500 | $1,660 |
| 3 Bedroom | -$190 | $2,500 | $2,310 |
| 4 Bedroom | N/A | N/A | $2,510 |
Affordability — Silverton, OR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.2 |
| Median Home Price | $549,000 |
| Median Household Income | $84,100 |