Gold Hill, OR—97525
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gold Hill, OR
As of Oct '25, the median home price in Gold Hill, OR is $445,000, with a year-over-year change of 2.7%. This indicates that home prices in Gold Hill, OR are increasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $445,000 | 2.7% |
| Single Family | $445,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $356,000 | 1.4% |
3 Bed | $477,000 | 2.8% |
4 Bed | $591,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Gold Hill, OR
As of July '25, Rentcast reports the average rent in Gold Hill, OR is $1,800, with a year-over-year rent change of 42.9%. Per bedroom, the median rent as of July '25 in Gold Hill, OR is 1-bedrooms: $950, 2-bedrooms: $879, 3-bedrooms: $2,100, 4-bedrooms: $2,950. The most common rental property sizes in Gold Hill, OR are 3-bedroom and 2-bedroom, accounting for 38.2% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $950 |
| 2 Bed Rent | $879 | $879 |
| 3 Bed Rent | $2,000 | $2,100 |
| 4 Bed Rent | $2,950 | $2,950 |
% of Rental Stock
Property Listings — Gold Hill, OR
As of Oct '25, Realtor.com reports that the median days on market for a home in Gold Hill, OR is 91. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $676,000 | 16.0% |
Listing Count | 34 | 20.0% |
| Listings as % of Homes | 1.0% | 20.0% |
Days on Market | 91 | 25.0% |
Demographics — Gold Hill, OR
As of the latest ACS Survey released in 2023, Gold Hill, OR has a population of 4,730, which has increased by 6.3% over the past 5 years. Gold Hill, OR is a moderately popular place for families, as children make up 15.8% of the population. The area has a poorly educated workforce, with 21.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,730 | 6.3% |
% Under 18 | 15.8% | -7.6% |
% Seniors | 34.2% | 46.8% |
% WFH | 8.7% | 17.6% |
% w/ College Degree | 21.3% | 13.3% |
As of the latest ACS Survey released in 2023, Gold Hill, OR is a predominantly white area, with 82.7% of the population identifying as white. The white population has shrunk by 12.0% in the last 5 years. The second most common race or ethnicity in Gold Hill, OR is hispanic, making up 10.8% of the population. Foreign-born residents account for 1.5% of the population in Gold Hill, OR, and this percentage has decreased by 42.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.7% | -12.0% |
% Black | 0.0% | N/A |
% Hispanic | 10.8% | 200.0% |
% Asian | 1.3% | 62.5% |
% Foreign Born | 1.5% | -42.3% |
Mortgage and Risk — Gold Hill, OR
According to HUD data as of 2023, there were 84 mortgage originations in Gold Hill, OR, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Gold Hill, OR. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 84 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Gold Hill, OR
As of 2024, the percent of homes in Gold Hill, OR under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Gold Hill, OR, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 4.4% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $170 | $950 | $1,120 |
| 2 Bedroom | $561 | $879 | $1,440 |
| 3 Bedroom | $20 | $2,000 | $2,020 |
| 4 Bedroom | -$570 | $2,950 | $2,380 |
Affordability — Gold Hill, OR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.4 |
| Median Home Price | $445,000 |
| Median Household Income | $68,500 |