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Ontario, OR—97914

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$298,000
0.4% YoY Growth
Household Income
$48,400
16.9% YoY Growth
Days on Market
104
20.0% Shorter YoY
Home Price Forecast
2.2%
Median Rent
$1,500
7.9% YoY Growth
1-Bed Rent
$1,150
0.0% YoY Growth
2-Bed Rent
$1,550
2.3% YoY Growth
3-Bed Rent
$1,500
15.4% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Ontario, OR

As of Dec '25, the median home price in Ontario, OR is $298,000, with a year-over-year change of 0.4%. This indicates that home prices in Ontario, OR are flat. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$298,0000.4%
Single Family $297,0000.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $154,000
    -5.5%
    2 Bed
    		$226,000-1.3%
    3 Bed
    		$291,0000.7%
    4 Bed
    		$341,0000.6%
    5 Bed $379,360-0.5%
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    % of Housing Stock

    Studio
    2.5%
    1 Bedroom
    11.3%
    2 Bedrooms
    30.8%
    3 Bedrooms
    41.5%
    4 Bedrooms
    10.6%
    5+ Bedrooms
    3.3%

    Rental Trends — Ontario, OR

    As of July '25, Rentcast reports the average rent in Ontario, OR is $1,360, with a year-over-year rent change of 7.9%. Per bedroom, the median rent as of July '25 in Ontario, OR is 1-bedrooms: $1,180, 2-bedrooms: $1,320, 3-bedrooms: $1,500. The most common rental property sizes in Ontario, OR are 2-bedroom and 3-bedroom, accounting for 41.1% and 30.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,500$1,360
    Studio Rent N/AN/A
    1 Bed Rent $1,150$1,180
    2 Bed Rent $1,550$1,320
    3 Bed Rent $1,500$1,500
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    4.8%
    1 Bedroom
    21.2%
    2 Bedrooms
    41.1%
    3 Bedrooms
    30.7%
    4 Bedrooms
    1.3%
    5+ Bedrooms
    0.9%

    Property Listings — Ontario, OR

    As of Dec '25, Realtor.com reports that the median days on market for a home in Ontario, OR is 99. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$359,0005.0%
    Listing Count
    		66-8.0%
    Listings as % of Homes0.7%-8.0%
    Days on Market
    		104-20.0%
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    Demographics — Ontario, OR

    As of the latest ACS Survey released in 2023, Ontario, OR has a population of 19,900, which has increased by 3.5% over the past 5 years. Ontario, OR is a moderately popular place for families, as children make up 21.5% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		19,9003.5%
    % Under 18
    		21.5%-4.9%
    % Seniors
    		16.6%3.8%
    % WFH
    		10.0%170.3%
    % w/ College Degree
    		14.6%13.2%
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    As of the latest ACS Survey released in 2023, Ontario, OR is a predominantly white area, with 57.3% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Ontario, OR is hispanic, making up 35.4% of the population. Foreign-born residents account for 7.2% of the population in Ontario, OR, and this percentage has decreased by 32.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		57.3%-2.1%
    % Black
    		1.6%-5.9%
    % Hispanic
    		35.4%1.7%
    % Asian
    		1.8%20.0%
    % Foreign Born
    		7.2%-32.1%
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    Mortgage and Risk — Ontario, OR

    According to HUD data as of 2023, there were 203 mortgage originations in Ontario, OR, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Ontario, OR. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		203
    % Conventional Loans
    		68.0%
    % Government Loans
    		32.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		16.0%
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    Rentals and Section 8 — Ontario, OR

    Ontario, OR lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		471
    Total Units Section 8
    		431
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		92.7%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$330$1,150$820
    2 Bedroom-$590$1,550$960
    3 Bedroom-$150$1,500$1,350
    4 BedroomN/AN/A$1,610

    Affordability — Ontario, OR

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio6
    Median Home Price$298,000
    Median Household Income$48,400

    Ontario, OR — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Fruitland, ID

    83619

    New Plymouth, ID

    83655

    Vale, OR

    97918

    Parma, ID

    83660

    Payette, ID

    83661

    Frequently Asked Questions