Stanwood, WA—98292
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stanwood, WA
As of Oct '25, the median home price in Stanwood, WA is $703,000, with a year-over-year change of 1.9%. This indicates that home prices in Stanwood, WA are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $703,000 | 1.9% |
| Single Family | $709,000 | 1.6% |
| Condos | $437,000 | 1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $530,000 | 2.9% |
2 Bed | $593,000 | 3.1% |
3 Bed | $680,000 | 1.5% |
4 Bed | $793,000 | 1.7% |
| 5 Bed | $782,000 | 0.9% |
% of Housing Stock
Rental Trends — Stanwood, WA
As of July '25, Rentcast reports the average rent in Stanwood, WA is $2,110, with a year-over-year rent change of -5.8%. Per bedroom, the median rent as of July '25 in Stanwood, WA is studios: $1,480, 1-bedrooms: $1,550, 2-bedrooms: $1,770, 3-bedrooms: $2,760, 4-bedrooms: $3,500. The most common rental property sizes in Stanwood, WA are 1-bedroom and 3-bedroom, accounting for 33.0% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,110 |
| Studio Rent | $1,500 | $1,480 |
| 1 Bed Rent | $1,800 | $1,550 |
| 2 Bed Rent | $1,600 | $1,770 |
| 3 Bed Rent | $2,700 | $2,760 |
| 4 Bed Rent | $3,500 | $3,500 |
% of Rental Stock
Property Listings — Stanwood, WA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stanwood, WA is 59. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $852,000 | 2.0% |
Listing Count | 108 | 54.0% |
| Listings as % of Homes | 0.5% | 54.0% |
Days on Market | 59 | 3.0% |
Demographics — Stanwood, WA
As of the latest ACS Survey released in 2023, Stanwood, WA has a population of 26,700, which has increased by 18.5% over the past 5 years. Stanwood, WA is a moderately popular place for families, as children make up 23.8% of the population. The area has a moderately educated workforce, with 25.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,700 | 18.5% |
% Under 18 | 23.8% | 9.2% |
% Seniors | 20.2% | 12.8% |
% WFH | 11.9% | 190.2% |
% w/ College Degree | 25.4% | 11.9% |
As of the latest ACS Survey released in 2023, Stanwood, WA is a predominantly white area, with 82.6% of the population identifying as white. The white population has shrunk by 6.0% in the last 5 years. The second most common race or ethnicity in Stanwood, WA is hispanic, making up 8.5% of the population. Foreign-born residents account for 3.7% of the population in Stanwood, WA, and this percentage has increased by 2.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.6% | -6.0% |
% Black | 0.2% | -77.8% |
% Hispanic | 8.5% | 57.4% |
% Asian | 1.5% | 0.0% |
% Foreign Born | 3.7% | 2.8% |
Mortgage and Risk — Stanwood, WA
According to HUD data as of 2023, there were 513 mortgage originations in Stanwood, WA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Stanwood, WA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 513 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Stanwood, WA
As of 2024, the percent of homes in Stanwood, WA under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Stanwood, WA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 131 |
Total Units Section 8 | 88 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $250 | $1,800 | $2,050 |
| 2 Bedroom | $790 | $1,600 | $2,390 |
| 3 Bedroom | $460 | $2,700 | $3,160 |
| 4 Bedroom | $180 | $3,500 | $3,680 |
Affordability — Stanwood, WA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.4 |
| Median Home Price | $703,000 |
| Median Household Income | $101,000 |