Richland, WA99354

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$413,000
0.8% YoY Growth
Median Household Income
$88,600
28.1% 5-Year Growth
Days on Market
61
8.0% Shorter than last year
Home Price Forecast
0.5%
Median Rent
$1,500
14.7% YoY Growth
1-Bed Rent
$1,180
11.9% YoY Growth
2-Bed Rent
$1,440
2.9% YoY Growth
3-Bed Rent
$1,800
10.3% YoY Growth

Other Zip Codes in Richland, WA

Property Listings — Richland, WA

As of Oct '25, Realtor.com reports that the median days on market for a home in Richland, WA is 61. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$545,000-7.0%
Listing Count
7516.0%
Listings as % of Homes0.4%16.0%
Days on Market
61-8.0%
Loading chart...

Demographics — Richland, WA

As of the latest ACS Survey released in 2023, Richland, WA has a population of 25,600, which has increased by 11.3% over the past 5 years. Richland, WA is a moderately popular place for families, as children make up 24.2% of the population. The area has a moderately educated workforce, with 42.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,60011.3%
% Under 18
24.2%-5.8%
% Seniors
16.6%9.2%
% WFH
13.0%271.4%
% w/ College Degree
42.1%3.7%
Loading chart...

As of the latest ACS Survey released in 2023, Richland, WA is a predominantly white area, with 74.5% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Richland, WA is hispanic, making up 14.4% of the population. Foreign-born residents account for 6.3% of the population in Richland, WA, and this percentage has decreased by 29.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
74.5%-2.6%
% Black
0.6%-80.0%
% Hispanic
14.4%26.3%
% Asian
4.2%-16.0%
% Foreign Born
6.3%-29.2%
Loading chart...

Mortgage and Risk — Richland, WA

According to HUD data as of 2023, there were 420 mortgage originations in Richland, WA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Richland, WA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
420
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Richland, WA

As of 2024, the percent of homes in Richland, WA under the Section 8 program is 10.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Richland, WA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
398
Total Units Section 8
398
% Rentals under Section 8
10.1%
% Occupied Section 8
88.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$130$1,180$1,310
2 Bedroom$150$1,440$1,590
3 Bedroom$320$1,800$2,120
4 Bedroom$250$2,200$2,450

Affordability — Richland, WA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$413,000
Median Household Income$88,600

Richland, WA — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions