Northborough, MA01532

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$682,000
1.5% YoY Growth
Median Household Income
$174,000
53.5% 5-Year Growth
Days on Market
41
23.0% Longer than last year
Home Price Forecast
2.4%
Median Rent
$3,260
9.0% YoY Growth
1-Bed Rent
$2,580
12.9% YoY Growth
2-Bed Rent
$3,350
14.3% YoY Growth
3-Bed Rent
$3,730
1.4% YoY Growth

Property Listings — Northborough, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Northborough, MA is 41. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$830,00015.0%
Listing Count
3638.0%
Listings as % of Homes0.2%38.0%
Days on Market
4123.0%
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Demographics — Northborough, MA

As of the latest ACS Survey released in 2023, Northborough, MA has a population of 15,700, which has increased by 4.7% over the past 5 years. Northborough, MA is a moderately popular place for families, as children make up 22.0% of the population. The area has a highly educated workforce, with 67.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,7004.7%
% Under 18
22.0%-6.0%
% Seniors
16.8%7.0%
% WFH
20.7%115.6%
% w/ College Degree
67.4%12.7%
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As of the latest ACS Survey released in 2023, Northborough, MA is a predominantly white area, with 77.0% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Northborough, MA is asian, making up 11.0% of the population. Foreign-born residents account for 16.6% of the population in Northborough, MA, and this percentage has increased by 31.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.0%-8.0%
% Black
3.6%50.0%
% Hispanic
2.3%-25.8%
% Asian
11.0%37.5%
% Foreign Born
16.6%31.7%
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Mortgage and Risk — Northborough, MA

According to HUD data as of 2023, there were 267 mortgage originations in Northborough, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Northborough, MA. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
267
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Northborough, MA

As of 2024, the percent of homes in Northborough, MA under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Northborough, MA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
22
Total Units Section 8
22
% Rentals under Section 8
2.2%
% Occupied Section 8
95.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$420$2,580$2,160
2 Bedroom-$570$3,350$2,780
3 Bedroom-$330$3,730$3,400
4 Bedroom-$460$4,200$3,740

Affordability — Northborough, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$682,000
Median Household Income$174,000

Northborough, MA — ZIP Code Boundary Map

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Frequently Asked Questions