View in Interactive Map

Topsfield, MA—01983

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$934,000
2.4% YoY Growth
Household Income
$177,000
29.2% YoY Growth
Days on Market
89
14.0% Shorter YoY
Home Price Forecast
1.4%
Median Rent
$7,000
144.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Topsfield, MA

As of Dec '25, the median home price in Topsfield, MA is $934,000, with a year-over-year change of 2.4%. This indicates that home prices in Topsfield, MA are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$934,0002.4%
Single Family $937,0002.9%
Condos $885,0001.0%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$804,0001.9%
    3 Bed
    		$825,0002.0%
    4 Bed
    		$1,012,0003.2%
    5 Bed $1,245,9544.9%
    Loading chart...

    % of Housing Stock

    Studio
    0.6%
    1 Bedroom
    7.1%
    2 Bedrooms
    10.0%
    3 Bedrooms
    24.7%
    4 Bedrooms
    49.7%
    5+ Bedrooms
    7.9%

    Rental Trends — Topsfield, MA

    As of July '25, Rentcast reports the average rent in Topsfield, MA is $7,000, with a year-over-year rent change of 144.8%. Per bedroom, the median rent as of July '25 in Topsfield, MA is 4-bedrooms: $7,000. The most common rental property sizes in Topsfield, MA are 1-bedroom and 4-bedroom, accounting for 76.7% and 10.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$7,000$7,000
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent $7,000$7,000
    Loading chart...

    % of Rental Stock

    Studio
    7.0%
    1 Bedroom
    76.7%
    2 Bedrooms
    5.6%
    4 Bedrooms
    10.7%

    Property Listings — Topsfield, MA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Topsfield, MA is 24. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$1,110,000-17.0%
    Listing Count
    		3-60.0%
    Listings as % of Homes0.3%-60.0%
    Days on Market
    		89-14.0%
    Loading chart...

    Demographics — Topsfield, MA

    As of the latest ACS Survey released in 2023, Topsfield, MA has a population of 6,540, which has remained stable by -0.2% over the past 5 years. Topsfield, MA is a popular place for families, as children make up 25.5% of the population. The area has a highly educated workforce, with 73.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.3% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		6,540-0.2%
    % Under 18
    		25.5%-3.4%
    % Seniors
    		21.9%-3.9%
    % WFH
    		26.3%246.1%
    % w/ College Degree
    		73.0%20.3%
    Loading chart...

    As of the latest ACS Survey released in 2023, Topsfield, MA is a predominantly white area, with 85.6% of the population identifying as white. The white population has shrunk by 10.6% in the last 5 years. The second most common race or ethnicity in Topsfield, MA is hispanic, making up 5.7% of the population. Foreign-born residents account for 5.4% of the population in Topsfield, MA, and this percentage has decreased by 27.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		85.6%-10.6%
    % Black
    		1.3%1,200.0%
    % Hispanic
    		5.7%280.0%
    % Asian
    		5.1%112.5%
    % Foreign Born
    		5.4%-27.0%
    Loading chart...

    Mortgage and Risk — Topsfield, MA

    According to HUD data as of 2023, there were 137 mortgage originations in Topsfield, MA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Topsfield, MA. Investor activity is low, as 1.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		137
    % Conventional Loans
    		98.0%
    % Government Loans
    		2.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		5.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Topsfield, MA

    Topsfield, MA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		6
    Total Units Section 8
    		2
    % Rentals under Section 8
    		0.0%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$2,140
    2 BedroomN/AN/A$2,550
    3 BedroomN/AN/A$3,080
    4 Bedroom-$3,610$7,000$3,390

    Affordability — Topsfield, MA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.6
    Median Home Price$934,000
    Median Household Income$177,000

    Topsfield, MA — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Danvers, MA

    01923

    Hathorne

    01937

    Wenham, MA

    01984

    Middleton, MA

    01949

    Hamilton, MA

    01982

    Frequently Asked Questions