Ledgewood, NJ07852

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$522,000
2.9% YoY Growth
Median Household Income
$90,900
10.9% 5-Year Growth
Days on Market
23
15.0% Shorter than last year
Home Price Forecast
1.0%
Median Rent
$3,000
24.6% YoY Growth
1-Bed Rent
$2,000
11.8% YoY Growth
2-Bed Rent
$3,100
19.2% YoY Growth
3-Bed Rent
$3,100
N/A

Property Listings — Ledgewood, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Ledgewood, NJ is 23. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$438,000-16.0%
Listing Count
720.0%
Listings as % of Homes0.4%20.0%
Days on Market
23-15.0%
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Demographics — Ledgewood, NJ

As of the latest ACS Survey released in 2023, Ledgewood, NJ has a population of 3,890, which has decreased by -4.7% over the past 5 years. Ledgewood, NJ is a moderately popular place for families, as children make up 17.6% of the population. The area has a highly educated workforce, with 60.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,890-4.7%
% Under 18
17.6%-27.9%
% Seniors
14.9%-17.2%
% WFH
17.9%306.8%
% w/ College Degree
60.4%34.5%
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As of the latest ACS Survey released in 2023, Ledgewood, NJ is a predominantly white area, with 67.4% of the population identifying as white. The white population has shrunk by 10.7% in the last 5 years. The second most common race or ethnicity in Ledgewood, NJ is asian, making up 11.9% of the population. Foreign-born residents account for 14.6% of the population in Ledgewood, NJ, and this percentage has increased by 1.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.4%-10.7%
% Black
5.6%-25.3%
% Hispanic
10.2%50.0%
% Asian
11.9%9.2%
% Foreign Born
14.6%1.4%
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Mortgage and Risk — Ledgewood, NJ

According to HUD data as of 2023, there were 65 mortgage originations in Ledgewood, NJ, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Ledgewood, NJ. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
65
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Ledgewood, NJ

Ledgewood, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
22
Total Units Section 8
22
% Rentals under Section 8
7.3%
% Occupied Section 8
96.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$40$2,000$1,960
2 Bedroom-$730$3,100$2,370
3 Bedroom-$120$3,100$2,980
4 BedroomN/AN/A$3,390

Affordability — Ledgewood, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$522,000
Median Household Income$90,900

Ledgewood, NJ — ZIP Code Boundary Map

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Frequently Asked Questions