Stone Harbor, NJ08247

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$2,265,000
1.1% YoY Growth
Median Household Income
$134,000
23.7% 5-Year Growth
Days on Market
N/A
N/A
Home Price Forecast
3.9%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Stone Harbor, NJ

As of Aug '25 and according to Realtor.com, the median days on market for a home in Stone Harbor, NJ is NA. This is an insufficient data of NA from last year. This indicates that homes are sitting on the market insufficient data to determine a trend than last year. The percentage of listed homes with a reduced price is NA. This is an unknown percentage of inventory, suggesting unknown supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
N/AN/A
Listing Count
N/AN/A
Listings as % of Homes0.8%N/A
Days on Market
N/AN/A
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Demographics — Stone Harbor, NJ

MetricLatest CensusYoY % Change
Population
936-4.9%
% Under 18
8.0%0.0%
% Under 5N/AN/A
% Seniors
52.8%21.4%
% WFH
22.6%96.5%
% w/ College Degree
69.7%5.3%
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Race and Ethnicity

MetricLatest Census5-Year % Change
% White
97.6%-1.1%
% Black
0.1%0.0%
% Hispanic
0.6%0.0%
% Asian
0.6%0.0%
% Foreign Born
3.5%40.0%
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Mortgage and Risk — Stone Harbor, NJ

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Stone Harbor, NJ in that year was 55. 100.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 44.0%. Of those, 2.0% were >90% loan to value. This is considered normal, suggesting that mortgage risk is small in Stone Harbor, NJ. Investor activity in Stone Harbor, NJ is low, as 4.0% of all loans are originated by investors. In 2023, 4.0% of all loans were cash-out refinances, suggesting few homeowners are actively tapping their home's equity.

Mortgages

MetricZip Code AverageMetro AverageState Average
Total Loan Originations
55N/AN/A
% Conventional Loans
100.0%N/AN/A
% Government Loans
0.0%N/AN/A
% Investor Loans
4.0%N/AN/A
% Second Loans
82.0%N/AN/A
% Cash Out Refinance
4.0%N/AN/A
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Rentals and Section 8 — Stone Harbor, NJ

As of 2024, the percent of homes in Stone Harbor, NJ under the Section 8 program is NA. This is considered unknown, suggesting that the neighborhood is unknown composed of Section 8 homes. Section 8 opportunity is good when HUD pays homeowners more than the average rental market rate for various home sizes. For each bedroom size, the average difference between HUD payments and market rents is shown in the table below.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,350
2 BedroomN/AN/A$1,770
3 BedroomN/AN/A$2,370
4 BedroomN/AN/A$2,370

Affordability — Stone Harbor, NJ

Home Price to Income Ratio

MetricZip Code AverageMetro AverageState Average
Home Price to Income Ratio16.8N/AN/A
Median Home Price$2,265,000N/AN/A
Median Household Income$134,000N/AN/A

Stone Harbor, NJ — ZIP Code Boundary Map

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