Mariners Harbor, New York, NY—10303
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mariners Harbor, New York, NY
As of Oct '25, the median home price in Mariners Harbor, New York, NY is $540,000, with a year-over-year change of 3.8%. This indicates that home prices in Mariners Harbor, New York, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $540,000 | 3.8% |
| Single Family | $554,000 | 3.6% |
| Condos | $406,000 | 1.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $434,000 | 2.8% |
3 Bed | $560,000 | 3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mariners Harbor, New York, NY
As of July '25, Rentcast reports the average rent in Mariners Harbor, New York, NY is $3,030, with a year-over-year rent change of 8.2%. Per bedroom, the median rent as of July '25 in Mariners Harbor, New York, NY is 1-bedrooms: $1,730, 2-bedrooms: $2,570, 3-bedrooms: $3,340. The most common rental property sizes in Mariners Harbor, New York, NY are 2-bedroom and 3-bedroom, accounting for 35.4% and 29.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,030 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,200 | $1,730 |
| 2 Bed Rent | $2,500 | $2,570 |
| 3 Bed Rent | $3,400 | $3,340 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mariners Harbor, New York, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mariners Harbor, New York, NY is 56. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $582,000 | 5.0% |
Listing Count | 88 | 22.0% |
| Listings as % of Homes | 0.7% | 22.0% |
Days on Market | 56 | -7.0% |
Demographics — Mariners Harbor, New York, NY
As of the latest ACS Survey released in 2023, Mariners Harbor, New York, NY has a population of 26,000, which has remained stable by 0.2% over the past 5 years. Mariners Harbor, New York, NY is a moderately popular place for families, as children make up 24.3% of the population. The area has a moderately educated workforce, with 29.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,000 | 0.2% |
% Under 18 | 24.3% | -11.0% |
% Seniors | 12.5% | 33.0% |
% WFH | 5.7% | 533.3% |
% w/ College Degree | 29.6% | 17.5% |
As of the latest ACS Survey released in 2023, Mariners Harbor, New York, NY is a predominantly hispanic area, with 37.7% of the population identifying as hispanic. The hispanic population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Mariners Harbor, New York, NY is black, making up 35.8% of the population. Foreign-born residents account for 26.2% of the population in Mariners Harbor, New York, NY, and this percentage has decreased by 4.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 15.2% | -14.1% |
% Black | 35.8% | 1.4% |
% Hispanic | 37.7% | -3.1% |
% Asian | 10.0% | 23.5% |
% Foreign Born | 26.2% | -4.0% |
Mortgage and Risk — Mariners Harbor, New York, NY
According to HUD data as of 2023, there were 210 mortgage originations in Mariners Harbor, New York, NY, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Mariners Harbor, New York, NY. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 210 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Mariners Harbor, New York, NY
Mariners Harbor, New York, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,434 |
Total Units Section 8 | 828 |
% Rentals under Section 8 | 21.0% |
% Occupied Section 8 | 88.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $300 | $2,200 | $2,500 |
| 2 Bedroom | $270 | $2,500 | $2,770 |
| 3 Bedroom | $50 | $3,400 | $3,450 |
| 4 Bedroom | N/A | N/A | $3,720 |
Affordability — Mariners Harbor, New York, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $540,000 |
| Median Household Income | $79,400 |