Ardsley, NY—10502
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ardsley, NY
As of Oct '25, the median home price in Ardsley, NY is $981,000, with a year-over-year change of 4.2%. This indicates that home prices in Ardsley, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $981,000 | 4.2% |
| Single Family | $984,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $905,000 | 5.1% |
4 Bed | $1,145,000 | 5.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ardsley, NY
As of July '25, Rentcast reports the average rent in Ardsley, NY is $4,830, with a year-over-year rent change of 16.9%. Per bedroom, the median rent as of July '25 in Ardsley, NY is 2-bedrooms: $3,500, 3-bedrooms: $4,480, 4-bedrooms: $8,200. The most common rental property sizes in Ardsley, NY are 2-bedroom and 1-bedroom, accounting for 51.7% and 31.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,600 | $4,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $3,600 | $3,500 |
| 3 Bed Rent | $3,550 | $4,480 |
| 4 Bed Rent | $8,200 | $8,200 |
% of Rental Stock
Property Listings — Ardsley, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Ardsley, NY is 83. This is a increase of 450.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $920,000 | 11.0% |
Listing Count | 19 | 168.0% |
| Listings as % of Homes | 0.2% | 168.0% |
Days on Market | 83 | 450.0% |
Demographics — Ardsley, NY
As of the latest ACS Survey released in 2023, Ardsley, NY has a population of 5,880, which has increased by 5.5% over the past 5 years. Ardsley, NY is a popular place for families, as children make up 27.7% of the population. The area has a highly educated workforce, with 77.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,880 | 5.5% |
% Under 18 | 27.7% | 15.9% |
% Seniors | 20.1% | 1.5% |
% WFH | 25.5% | 235.5% |
% w/ College Degree | 77.2% | 17.9% |
As of the latest ACS Survey released in 2023, Ardsley, NY is a predominantly white area, with 65.0% of the population identifying as white. The white population has shrunk by 10.2% in the last 5 years. The second most common race or ethnicity in Ardsley, NY is asian, making up 13.0% of the population. Foreign-born residents account for 20.5% of the population in Ardsley, NY, and this percentage has decreased by 8.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.0% | -10.2% |
% Black | 1.7% | -46.9% |
% Hispanic | 10.7% | 52.9% |
% Asian | 13.0% | -6.5% |
% Foreign Born | 20.5% | -8.9% |
Mortgage and Risk — Ardsley, NY
According to HUD data as of 2023, there were 67 mortgage originations in Ardsley, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Ardsley, NY. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 67 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Ardsley, NY
Ardsley, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 27 |
Total Units Section 8 | 27 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $3,000 |
| 2 Bedroom | -$280 | $3,600 | $3,320 |
| 3 Bedroom | $590 | $3,550 | $4,140 |
| 4 Bedroom | -$3,740 | $8,200 | $4,460 |
Affordability — Ardsley, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $981,000 |
| Median Household Income | $250,000 |