Dobbs Ferry, NY—10522
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dobbs Ferry, NY
As of Oct '25, the median home price in Dobbs Ferry, NY is $932,000, with a year-over-year change of 4.1%. This indicates that home prices in Dobbs Ferry, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $932,000 | 4.1% |
| Single Family | $958,000 | 4.9% |
| Condos | $497,000 | 4.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $676,000 | 5.3% |
3 Bed | $924,000 | 4.4% |
4 Bed | $1,211,000 | 5.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dobbs Ferry, NY
As of July '25, Rentcast reports the average rent in Dobbs Ferry, NY is $3,780, with a year-over-year rent change of -14.9%. Per bedroom, the median rent as of July '25 in Dobbs Ferry, NY is 1-bedrooms: $2,700, 2-bedrooms: $3,420, 3-bedrooms: $4,840, 4-bedrooms: $6,900. The most common rental property sizes in Dobbs Ferry, NY are 2-bedroom and 1-bedroom, accounting for 35.4% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,250 | $3,780 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,700 |
| 2 Bed Rent | $3,000 | $3,420 |
| 3 Bed Rent | $4,950 | $4,840 |
| 4 Bed Rent | $6,900 | $6,900 |
% of Rental Stock
Property Listings — Dobbs Ferry, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Dobbs Ferry, NY is 44. This is a increase of 58.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $794,000 | -14.0% |
Listing Count | 28 | 51.0% |
| Listings as % of Homes | 0.1% | 51.0% |
Days on Market | 44 | 58.0% |
Demographics — Dobbs Ferry, NY
As of the latest ACS Survey released in 2023, Dobbs Ferry, NY has a population of 11,500, which has increased by 4.0% over the past 5 years. Dobbs Ferry, NY is a moderately popular place for families, as children make up 23.7% of the population. The area has a highly educated workforce, with 67.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,500 | 4.0% |
% Under 18 | 23.7% | 7.7% |
% Seniors | 16.9% | 13.4% |
% WFH | 22.8% | 406.7% |
% w/ College Degree | 67.1% | 8.2% |
As of the latest ACS Survey released in 2023, Dobbs Ferry, NY is a predominantly white area, with 68.3% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Dobbs Ferry, NY is hispanic, making up 12.1% of the population. Foreign-born residents account for 20.6% of the population in Dobbs Ferry, NY, and this percentage has increased by 25.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.3% | -6.2% |
% Black | 3.5% | -47.8% |
% Hispanic | 12.1% | 27.4% |
% Asian | 10.5% | 45.8% |
% Foreign Born | 20.6% | 25.6% |
Mortgage and Risk — Dobbs Ferry, NY
According to HUD data as of 2023, there were 103 mortgage originations in Dobbs Ferry, NY, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Dobbs Ferry, NY. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 103 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Dobbs Ferry, NY
As of 2024, the percent of homes in Dobbs Ferry, NY under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Dobbs Ferry, NY, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $540 | $2,500 | $3,040 |
| 2 Bedroom | $370 | $3,000 | $3,370 |
| 3 Bedroom | -$750 | $4,950 | $4,200 |
| 4 Bedroom | -$2,370 | $6,900 | $4,530 |
Affordability — Dobbs Ferry, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $932,000 |
| Median Household Income | $168,000 |