Haverstraw, NY—10927
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Haverstraw, NY
As of Nov '25, the median home price in Haverstraw, NY is $444,000, with a year-over-year change of 3.4%. This indicates that home prices in Haverstraw, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $444,000 | 3.4% |
| Single Family | $451,000 | 3.0% |
| Condos | $408,000 | 5.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $415,000 | 3.5% |
3 Bed | $424,000 | 3.7% |
4 Bed | $513,000 | 3.0% |
| 5 Bed | $580,706 | 3.0% |
% of Housing Stock
Rental Trends — Haverstraw, NY
As of July '25, Rentcast reports the average rent in Haverstraw, NY is $3,010, with a year-over-year rent change of -4.4%. Per bedroom, the median rent as of July '25 in Haverstraw, NY is studios: $2,440, 1-bedrooms: $3,060, 2-bedrooms: $3,250, 3-bedrooms: $3,040, 4-bedrooms: $2,800. The most common rental property sizes in Haverstraw, NY are 2-bedroom and 1-bedroom, accounting for 40.4% and 28.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $3,010 |
| Studio Rent | $2,400 | $2,440 |
| 1 Bed Rent | $2,750 | $3,060 |
| 2 Bed Rent | $2,400 | $3,250 |
| 3 Bed Rent | $2,800 | $3,040 |
| 4 Bed Rent | $2,800 | $2,800 |
% of Rental Stock
Property Listings — Haverstraw, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Haverstraw, NY is 87. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $490,000 | 19.0% |
Listing Count | 24 | 48.0% |
| Listings as % of Homes | 0.2% | 48.0% |
Days on Market | 87 | 25.0% |
Demographics — Haverstraw, NY
As of the latest ACS Survey released in 2023, Haverstraw, NY has a population of 12,300, which has increased by 1.6% over the past 5 years. Haverstraw, NY is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,300 | 1.6% |
% Under 18 | 23.4% | -16.7% |
% Seniors | 17.4% | 34.9% |
% WFH | 9.5% | 313.0% |
% w/ College Degree | 24.3% | 16.8% |
As of the latest ACS Survey released in 2023, Haverstraw, NY is a predominantly hispanic area, with 60.5% of the population identifying as hispanic. The hispanic population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Haverstraw, NY is white, making up 18.4% of the population. Foreign-born residents account for 42.8% of the population in Haverstraw, NY, and this percentage has increased by 17.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 18.4% | -13.2% |
% Black | 18.0% | 87.5% |
% Hispanic | 60.5% | -10.8% |
% Asian | 2.7% | 28.6% |
% Foreign Born | 42.8% | 17.6% |
Mortgage and Risk — Haverstraw, NY
According to HUD data as of 2023, there were 50 mortgage originations in Haverstraw, NY, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Haverstraw, NY. Investor activity is low, as 10.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 10.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Rentals and Section 8 — Haverstraw, NY
As of 2024, the percent of homes in Haverstraw, NY under the Section 8 program is 15.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Haverstraw, NY, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 276 |
Total Units Section 8 | 275 |
% Rentals under Section 8 | 15.2% |
% Occupied Section 8 | 91.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$370 | $2,750 | $2,380 |
| 2 Bedroom | $240 | $2,400 | $2,640 |
| 3 Bedroom | $490 | $2,800 | $3,290 |
| 4 Bedroom | $750 | $2,800 | $3,550 |
Affordability — Haverstraw, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $444,000 |
| Median Household Income | $67,400 |