West Haverstraw, NY—10993
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Haverstraw, NY
As of Oct '25, the median home price in West Haverstraw, NY is $426,000, with a year-over-year change of 1.1%. This indicates that home prices in West Haverstraw, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $426,000 | 1.1% |
| Single Family | $427,000 | 0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $403,000 | 2.8% |
3 Bed | $419,000 | 1.5% |
4 Bed | $473,000 | 0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — West Haverstraw, NY
As of July '25, Rentcast reports the average rent in West Haverstraw, NY is $3,190, with a year-over-year rent change of 12.7%. Per bedroom, the median rent as of July '25 in West Haverstraw, NY is 2-bedrooms: $2,500, 3-bedrooms: $3,260, 4-bedrooms: $3,500. The most common rental property sizes in West Haverstraw, NY are 1-bedroom and 2-bedroom, accounting for 47.0% and 27.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,300 | $3,190 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | $3,300 | $3,260 |
| 4 Bed Rent | $3,500 | $3,500 |
% of Rental Stock
Property Listings — West Haverstraw, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in West Haverstraw, NY is 53. This is a increase of 77.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $446,000 | 11.0% |
Listing Count | 16 | 42.0% |
| Listings as % of Homes | 0.4% | 42.0% |
Days on Market | 53 | 77.0% |
Demographics — West Haverstraw, NY
As of the latest ACS Survey released in 2023, West Haverstraw, NY has a population of 4,230, which has decreased by -22.1% over the past 5 years. West Haverstraw, NY is a less popular place for families, as children make up 13.2% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,230 | -22.1% |
% Under 18 | 13.2% | -48.8% |
% Seniors | 19.5% | 2.6% |
% WFH | 14.9% | 223.9% |
% w/ College Degree | 23.6% | 62.8% |
As of the latest ACS Survey released in 2023, West Haverstraw, NY is a predominantly hispanic area, with 57.9% of the population identifying as hispanic. The hispanic population has grown by 8.4% in the last 5 years. The second most common race or ethnicity in West Haverstraw, NY is white, making up 23.9% of the population. Foreign-born residents account for 28.5% of the population in West Haverstraw, NY, and this percentage has decreased by 18.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 23.9% | -7.4% |
% Black | 14.3% | -27.0% |
% Hispanic | 57.9% | 8.4% |
% Asian | 2.9% | -31.0% |
% Foreign Born | 28.5% | -18.8% |
Mortgage and Risk — West Haverstraw, NY
According to HUD data as of 2023, there were 57 mortgage originations in West Haverstraw, NY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in West Haverstraw, NY. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — West Haverstraw, NY
West Haverstraw, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 279 |
Total Units Section 8 | 279 |
% Rentals under Section 8 | 44.6% |
% Occupied Section 8 | 93.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,210 |
| 2 Bedroom | -$20 | $2,500 | $2,480 |
| 3 Bedroom | -$200 | $3,300 | $3,100 |
| 4 Bedroom | -$170 | $3,500 | $3,330 |
Affordability — West Haverstraw, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $426,000 |
| Median Household Income | $65,200 |