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Saint James, NY—11780

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$859,000
8.9% YoY Growth
Household Income
$142,000
17.4% YoY Growth
Days on Market
27
41.0% Shorter YoY
Home Price Forecast
2.6%
Median Rent
$2,660
7.7% YoY Growth
1-Bed Rent
$2,660
1.1% YoY Growth
2-Bed Rent
$2,800
10.1% YoY Growth
3-Bed Rent
$4,000
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Saint James, NY

As of May '26, the median home price in Saint James, NY is $859,000, with a year-over-year change of 8.9%. This indicates that home prices in Saint James, NY are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$859,0008.9%
Single Family $894,0009.0%
Condos $530,0005.2%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
  • $478,000
    4.1%
    2 Bed
    $576,0005.7%
    3 Bed
    $747,0007.5%
    4 Bed
    $1,030,00010.0%
    5 Bed $1,398,58111.0%
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    % of Housing Stock

    Studio
    2.9%
    1 Bedroom
    8.8%
    2 Bedrooms
    11.9%
    3 Bedrooms
    28.8%
    4 Bedrooms
    33.8%
    5+ Bedrooms
    13.7%

    Rental Trends — Saint James, NY

    As of July '25, Rentcast reports the average rent in Saint James, NY is $3,060, with a year-over-year rent change of 7.7%. Per bedroom, the median rent as of July '25 in Saint James, NY is studios: $2,240, 1-bedrooms: $2,610, 2-bedrooms: $2,860, 3-bedrooms: $4,130, 4-bedrooms: $4,500. The most common rental property sizes in Saint James, NY are 1-bedroom and 3-bedroom, accounting for 32.0% and 23.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,660$3,060
    Studio Rent $2,220$2,240
    1 Bed Rent $2,660$2,610
    2 Bed Rent $2,800$2,860
    3 Bed Rent $4,000$4,130
    4 Bed Rent $4,500$4,500
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    % of Rental Stock

    Studio
    18.7%
    1 Bedroom
    32.0%
    2 Bedrooms
    19.2%
    3 Bedrooms
    23.0%
    4 Bedrooms
    3.9%
    5+ Bedrooms
    3.1%

    Property Listings — Saint James, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Saint James, NY is 27. This is a decrease of -41.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $1,100,000-19.0%
    Listing Count
    72-14.0%
    Listings as % of Homes0.9%-14.0%
    Days on Market
    27-41.0%
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    Demographics — Saint James, NY

    As of the latest ACS Survey released in 2023, Saint James, NY has a population of 15,600, which has decreased by -1.1% over the past 5 years. Saint James, NY is a moderately popular place for families, as children make up 19.6% of the population. The area has a highly educated workforce, with 51.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    15,600-1.1%
    % Under 18
    19.6%-8.8%
    % Seniors
    21.9%9.0%
    % WFH
    14.2%246.3%
    % w/ College Degree
    51.8%1.4%
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    As of the latest ACS Survey released in 2023, Saint James, NY is a predominantly white area, with 81.0% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Saint James, NY is hispanic, making up 11.4% of the population. Foreign-born residents account for 9.1% of the population in Saint James, NY, and this percentage has increased by 28.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    81.0%-4.1%
    % Black
    0.7%-50.0%
    % Hispanic
    11.4%86.9%
    % Asian
    4.8%-27.3%
    % Foreign Born
    9.1%28.2%
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    Mortgage and Risk — Saint James, NY

    According to HUD data as of 2023, there were 253 mortgage originations in Saint James, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Saint James, NY. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    253
    % Conventional Loans
    94.0%
    % Government Loans
    6.0%
    % Investor Loans
    1.0%
    % Second Loans
    0.0%
    % Cash Out Refinance
    13.0%
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    Rentals and Section 8 — Saint James, NY

    As of 2024, the percent of homes in Saint James, NY under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint James, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    10
    Total Units Section 8
    8
    % Rentals under Section 8
    1.1%
    % Occupied Section 8
    N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$540$2,660$2,120
    2 Bedroom-$350$2,800$2,450
    3 Bedroom-$820$4,000$3,180
    4 Bedroom-$1,100$4,500$3,400

    Affordability — Saint James, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.9
    Median Home Price$859,000
    Median Household Income$142,000

    Saint James, NY — ZIP Code Boundary Map

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    Frequently Asked Questions