Kinderhook, NY—12106
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kinderhook, NY
As of Oct '25, the median home price in Kinderhook, NY is $457,000, with a year-over-year change of 5.0%. This indicates that home prices in Kinderhook, NY are increasing. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $457,000 | 5.0% |
| Single Family | $457,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $355,000 | 3.8% |
3 Bed | $423,000 | 4.2% |
4 Bed | $597,000 | 7.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kinderhook, NY
As of July '25, Rentcast reports the average rent in Kinderhook, NY is $1,500, with a year-over-year rent change of -45.5%. Per bedroom, the median rent as of July '25 in Kinderhook, NY is 2-bedrooms: $1,500. The most common rental property sizes in Kinderhook, NY are 1-bedroom and 2-bedroom, accounting for 33.6% and 24.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kinderhook, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Kinderhook, NY is 68. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $600,000 | -23.0% |
Listing Count | 24 | 67.0% |
| Listings as % of Homes | 1.2% | 67.0% |
Days on Market | 68 | 16.0% |
Demographics — Kinderhook, NY
As of the latest ACS Survey released in 2023, Kinderhook, NY has a population of 1,960, which has decreased by -19.1% over the past 5 years. Kinderhook, NY is a moderately popular place for families, as children make up 15.0% of the population. The area has a highly educated workforce, with 47.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,960 | -19.1% |
% Under 18 | 15.0% | -11.8% |
% Seniors | 35.7% | 42.8% |
% WFH | 25.7% | 147.1% |
% w/ College Degree | 47.0% | 8.8% |
As of the latest ACS Survey released in 2023, Kinderhook, NY is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Kinderhook, NY is hispanic, making up 4.6% of the population. Foreign-born residents account for 7.3% of the population in Kinderhook, NY, and this percentage has decreased by 15.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | -3.2% |
% Black | 0.0% | N/A |
% Hispanic | 4.6% | 17.9% |
% Asian | 1.0% | 233.3% |
% Foreign Born | 7.3% | -15.1% |
Mortgage and Risk — Kinderhook, NY
According to HUD data as of 2023, there were 54 mortgage originations in Kinderhook, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Kinderhook, NY. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Kinderhook, NY
Kinderhook, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,240 |
| 2 Bedroom | -$90 | $1,500 | $1,410 |
| 3 Bedroom | N/A | N/A | $1,700 |
| 4 Bedroom | N/A | N/A | $1,870 |
Affordability — Kinderhook, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $457,000 |
| Median Household Income | $80,700 |