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  4. /Kinderhook, NY - 12106

Kinderhook, NY—12106

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$488,000
7.0% YoY Growth
Household Income
$80,700
10.1% YoY Growth
Days on Market
45
9.0% Longer YoY
Home Price Forecast
2.4%
Median Rent
$1,500
45.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,500
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Kinderhook, NY

As of May '26, the median home price in Kinderhook, NY is $488,000, with a year-over-year change of 7.0%. This indicates that home prices in Kinderhook, NY are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$488,0007.0%
Single Family $488,0007.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$377,0006.2%
    3 Bed
    		$452,0007.6%
    4 Bed
    		$642,0009.9%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.8%
    1 Bedroom
    5.4%
    2 Bedrooms
    17.2%
    3 Bedrooms
    51.5%
    4 Bedrooms
    20.7%
    5+ Bedrooms
    4.5%

    Rental Trends — Kinderhook, NY

    As of July '25, Rentcast reports the average rent in Kinderhook, NY is $1,500, with a year-over-year rent change of -45.5%. Per bedroom, the median rent as of July '25 in Kinderhook, NY is 2-bedrooms: $1,500. The most common rental property sizes in Kinderhook, NY are 1-bedroom and 2-bedroom, accounting for 33.6% and 24.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,500$1,500
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,500$1,500
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    6.2%
    1 Bedroom
    33.6%
    2 Bedrooms
    24.2%
    3 Bedrooms
    20.3%
    4 Bedrooms
    15.6%

    Property Listings — Kinderhook, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Kinderhook, NY is 45. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$610,00046.0%
    Listing Count
    		2242.0%
    Listings as % of Homes1.2%42.0%
    Days on Market
    		459.0%
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    Demographics — Kinderhook, NY

    As of the latest ACS Survey released in 2023, Kinderhook, NY has a population of 1,960, which has decreased by -19.1% over the past 5 years. Kinderhook, NY is a moderately popular place for families, as children make up 15.0% of the population. The area has a highly educated workforce, with 47.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.7% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		1,960-19.1%
    % Under 18
    		15.0%-11.8%
    % Seniors
    		35.7%42.8%
    % WFH
    		25.7%147.1%
    % w/ College Degree
    		47.0%8.8%
    Loading chart...

    As of the latest ACS Survey released in 2023, Kinderhook, NY is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Kinderhook, NY is hispanic, making up 4.6% of the population. Foreign-born residents account for 7.3% of the population in Kinderhook, NY, and this percentage has decreased by 15.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		93.0%-3.2%
    % Black
    		0.0%N/A
    % Hispanic
    		4.6%17.9%
    % Asian
    		1.0%233.3%
    % Foreign Born
    		7.3%-15.1%
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    Mortgage and Risk — Kinderhook, NY

    According to HUD data as of 2023, there were 54 mortgage originations in Kinderhook, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Kinderhook, NY. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		54
    % Conventional Loans
    		94.0%
    % Government Loans
    		6.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		4.0%
    % Cash Out Refinance
    		6.0%
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    Rentals and Section 8 — Kinderhook, NY

    Kinderhook, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		7
    Total Units Section 8
    		7
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,240
    2 Bedroom-$90$1,500$1,410
    3 BedroomN/AN/A$1,700
    4 BedroomN/AN/A$1,870

    Affordability — Kinderhook, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5.1
    Median Home Price$488,000
    Median Household Income$80,700

    Kinderhook, NY — ZIP Code Boundary Map

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    Frequently Asked Questions