Valatie, NY—12184
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Valatie, NY
As of Oct '25, the median home price in Valatie, NY is $429,000, with a year-over-year change of 1.8%. This indicates that home prices in Valatie, NY are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $429,000 | 1.8% |
| Single Family | $429,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $338,000 | -2.3% |
3 Bed | $415,000 | 2.0% |
4 Bed | $514,000 | 3.2% |
| 5 Bed | $618,000 | 2.7% |
% of Housing Stock
Rental Trends — Valatie, NY
As of July '25, Rentcast reports the average rent in Valatie, NY is $1,640, with a year-over-year rent change of -35.9%. Per bedroom, the median rent as of July '25 in Valatie, NY is studios: $933, 2-bedrooms: $2,400, 3-bedrooms: $3,000. The most common rental property sizes in Valatie, NY are 1-bedroom and 2-bedroom, accounting for 52.6% and 27.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,640 |
| Studio Rent | $950 | $933 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,400 | $2,400 |
| 3 Bed Rent | $3,000 | $3,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Valatie, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Valatie, NY is 74. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $543,000 | -2.0% |
Listing Count | 28 | -17.0% |
| Listings as % of Homes | 0.3% | -17.0% |
Days on Market | 74 | -5.0% |
Demographics — Valatie, NY
As of the latest ACS Survey released in 2023, Valatie, NY has a population of 7,550, which has increased by 9.8% over the past 5 years. Valatie, NY is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 37.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,550 | 9.8% |
% Under 18 | 19.1% | -16.2% |
% Seniors | 24.6% | 17.1% |
% WFH | 15.3% | 206.0% |
% w/ College Degree | 37.8% | 1.6% |
As of the latest ACS Survey released in 2023, Valatie, NY is a predominantly white area, with 86.2% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Valatie, NY is hispanic, making up 8.8% of the population. Foreign-born residents account for 2.9% of the population in Valatie, NY, and this percentage has decreased by 17.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.2% | -3.1% |
% Black | 0.3% | -85.0% |
% Hispanic | 8.8% | 54.4% |
% Asian | 0.7% | 75.0% |
% Foreign Born | 2.9% | -17.1% |
Mortgage and Risk — Valatie, NY
According to HUD data as of 2023, there were 148 mortgage originations in Valatie, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Valatie, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 148 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Valatie, NY
Valatie, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 29 |
Total Units Section 8 | 29 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,100 |
| 2 Bedroom | -$1,140 | $2,400 | $1,260 |
| 3 Bedroom | -$1,480 | $3,000 | $1,520 |
| 4 Bedroom | N/A | N/A | $1,670 |
Affordability — Valatie, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $429,000 |
| Median Household Income | $91,600 |