Pawling, NY—12564
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pawling, NY
Pawling, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $500,000 | 6.2% |
| Single Family | $504,000 | 6.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $389,000 | 5.4% |
3 Bed | $493,000 | 5.8% |
4 Bed | $655,000 | 6.5% |
| 5 Bed | $853,000 | 7.2% |
% of Housing Stock
Rental Trends — Pawling, NY
As of July '25, Rentcast reports the average rent in Pawling, NY is $2,980, with a year-over-year rent change of -21.4%. Per bedroom, the median rent as of July '25 in Pawling, NY is 1-bedrooms: $2,230, 2-bedrooms: $2,900, 3-bedrooms: $3,500. The most common rental property sizes in Pawling, NY are 1-bedroom and 2-bedroom, accounting for 49.8% and 35.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $2,980 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,230 |
| 2 Bed Rent | $2,980 | $2,900 |
| 3 Bed Rent | $3,500 | $3,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pawling, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Pawling, NY is 96. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $697,000 | -4.0% |
Listing Count | 33 | 31.0% |
| Listings as % of Homes | 1.0% | 31.0% |
Days on Market | 96 | 25.0% |
Demographics — Pawling, NY
As of the latest ACS Survey released in 2023, Pawling, NY has a population of 7,910, which has increased by 13.1% over the past 5 years. Pawling, NY is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 39.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,910 | 13.1% |
% Under 18 | 22.4% | 10.3% |
% Seniors | 19.7% | 4.2% |
% WFH | 14.5% | 291.9% |
% w/ College Degree | 39.7% | 1.3% |
As of the latest ACS Survey released in 2023, Pawling, NY is a predominantly white area, with 74.6% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Pawling, NY is hispanic, making up 14.3% of the population. Foreign-born residents account for 10.1% of the population in Pawling, NY, and this percentage has decreased by 9.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.6% | -2.9% |
% Black | 3.5% | -45.3% |
% Hispanic | 14.3% | 5.9% |
% Asian | 1.3% | -38.1% |
% Foreign Born | 10.1% | -9.8% |
Mortgage and Risk — Pawling, NY
According to HUD data as of 2023, there were 129 mortgage originations in Pawling, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Pawling, NY. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 129 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Pawling, NY
Pawling, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 84 |
Total Units Section 8 | 33 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$290 | $2,500 | $2,210 |
| 2 Bedroom | -$500 | $2,980 | $2,480 |
| 3 Bedroom | -$400 | $3,500 | $3,100 |
| 4 Bedroom | N/A | N/A | $3,330 |
Affordability — Pawling, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $500,000 |
| Median Household Income | $112,000 |