Rhinebeck, NY12572

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$649,000
5.9% YoY Growth
Median Household Income
$96,400
33.4% 5-Year Growth
Days on Market
45
18.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$2,500
10.4% YoY Growth
1-Bed Rent
$1,900
8.2% YoY Growth
2-Bed Rent
$2,600
4.7% YoY Growth
3-Bed Rent
$4,800
29.4% YoY Growth

Property Listings — Rhinebeck, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Rhinebeck, NY is 45. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$874,000-4.0%
Listing Count
5118.0%
Listings as % of Homes1.0%18.0%
Days on Market
4518.0%
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Demographics — Rhinebeck, NY

As of the latest ACS Survey released in 2023, Rhinebeck, NY has a population of 9,170, which has increased by 6.7% over the past 5 years. Rhinebeck, NY is a less popular place for families, as children make up 14.6% of the population. The area has a highly educated workforce, with 51.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
9,1706.7%
% Under 18
14.6%-4.6%
% Seniors
31.0%-4.3%
% WFH
24.8%125.5%
% w/ College Degree
51.0%9.7%
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As of the latest ACS Survey released in 2023, Rhinebeck, NY is a predominantly white area, with 85.0% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Rhinebeck, NY is hispanic, making up 7.6% of the population. Foreign-born residents account for 7.0% of the population in Rhinebeck, NY, and this percentage has decreased by 25.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.0%-4.0%
% Black
1.7%-48.5%
% Hispanic
7.6%61.7%
% Asian
2.1%-12.5%
% Foreign Born
7.0%-25.5%
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Mortgage and Risk — Rhinebeck, NY

According to HUD data as of 2023, there were 122 mortgage originations in Rhinebeck, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Rhinebeck, NY. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
122
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
2.0%
% Second Loans
11.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Rhinebeck, NY

As of 2024, the percent of homes in Rhinebeck, NY under the Section 8 program is 6.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rhinebeck, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
82
Total Units Section 8
82
% Rentals under Section 8
6.3%
% Occupied Section 8
99.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$380$1,900$1,520
2 Bedroom-$660$2,600$1,940
3 Bedroom-$2,330$4,800$2,470
4 Bedroom-$3,820$6,500$2,680

Affordability — Rhinebeck, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6
Median Home Price$649,000
Median Household Income$96,400

Rhinebeck, NY — ZIP Code Boundary Map

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Frequently Asked Questions