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  4. /Cherry Valley, NY - 13320

Cherry Valley, NY—13320

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$206,000
6.3% YoY Growth
Household Income
$81,000
36.5% YoY Growth
Days on Market
49
20.0% Shorter YoY
Home Price Forecast
2.2%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cherry Valley, NY

As of May '26, the median home price in Cherry Valley, NY is $206,000, with a year-over-year change of 6.3%. This indicates that home prices in Cherry Valley, NY are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$206,0006.3%
Single Family $207,0006.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$187,0006.2%
    3 Bed
    		$231,0007.9%
    4 Bed
    		$234,0007.8%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.3%
    1 Bedroom
    3.7%
    2 Bedrooms
    22.8%
    3 Bedrooms
    38.1%
    4 Bedrooms
    24.2%
    5+ Bedrooms
    9.0%

    Rental Trends — Cherry Valley, NY

    Cherry Valley, NY lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    Studio
    14.5%
    1 Bedroom
    2.9%
    2 Bedrooms
    34.8%
    3 Bedrooms
    34.8%
    4 Bedrooms
    13.0%

    Property Listings — Cherry Valley, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Cherry Valley, NY is 49. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$250,000-13.0%
    Listing Count
    		94.0%
    Listings as % of Homes0.7%4.0%
    Days on Market
    		49-20.0%
    Loading chart...

    Demographics — Cherry Valley, NY

    As of the latest ACS Survey released in 2023, Cherry Valley, NY has a population of 2,030, which has decreased by -3.6% over the past 5 years. Cherry Valley, NY is a moderately popular place for families, as children make up 17.7% of the population. The area has a moderately educated workforce, with 36.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		2,030-3.6%
    % Under 18
    		17.7%-24.4%
    % Seniors
    		21.5%28.0%
    % WFH
    		19.1%132.9%
    % w/ College Degree
    		36.3%28.7%
    Loading chart...

    As of the latest ACS Survey released in 2023, Cherry Valley, NY is a predominantly white area, with 96.5% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Cherry Valley, NY is hispanic, making up 1.7% of the population. Foreign-born residents account for 2.7% of the population in Cherry Valley, NY, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		96.5%-1.7%
    % Black
    		0.0%-100.0%
    % Hispanic
    		1.7%183.3%
    % Asian
    		0.3%0.0%
    % Foreign Born
    		2.7%-10.0%
    Loading chart...

    Mortgage and Risk — Cherry Valley, NY

    According to HUD data as of 2023, there were 48 mortgage originations in Cherry Valley, NY, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Cherry Valley, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		48
    % Conventional Loans
    		79.0%
    % Government Loans
    		21.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		10.0%
    % Cash Out Refinance
    		8.0%
    Loading chart...
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    Rentals and Section 8 — Cherry Valley, NY

    Cherry Valley, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		1
    Total Units Section 8
    		1
    % Rentals under Section 8
    		1.4%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,020
    2 BedroomN/AN/A$1,240
    3 BedroomN/AN/A$1,500
    4 BedroomN/AN/A$1,650

    Affordability — Cherry Valley, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.1
    Median Home Price$206,000
    Median Household Income$81,000

    Cherry Valley, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions