Holtwood, PA17532

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$401,000
5.1% YoY Growth
Median Household Income
$87,900
30.4% 5-Year Growth
Days on Market
38
29.0% Shorter than last year
Home Price Forecast
2.6%
Median Rent
$1,200
55.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,200
N/A
3-Bed Rent
N/A
N/A

Property Listings — Holtwood, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Holtwood, PA is 38. This is a decrease of -29.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$397,000-11.0%
Listing Count
444.0%
Listings as % of Homes0.1%44.0%
Days on Market
38-29.0%
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Demographics — Holtwood, PA

As of the latest ACS Survey released in 2023, Holtwood, PA has a population of 3,340, which has increased by 17.5% over the past 5 years. Holtwood, PA is a popular place for families, as children make up 26.0% of the population. The area has a poorly educated workforce, with 15.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,34017.5%
% Under 18
26.0%29.4%
% Seniors
13.2%-25.8%
% WFH
14.2%373.3%
% w/ College Degree
15.6%3.3%
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As of the latest ACS Survey released in 2023, Holtwood, PA is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Holtwood, PA is hispanic, making up 1.1% of the population. Foreign-born residents account for 4.0% of the population in Holtwood, PA, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.0%-4.4%
% Black
0.5%∞%
% Hispanic
1.1%-59.3%
% Asian
1.0%∞%
% Foreign Born
4.0%100.0%
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Mortgage and Risk — Holtwood, PA

According to HUD data as of 2023, there were 98 mortgage originations in Holtwood, PA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Holtwood, PA. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
98
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
3.0%

Loan Activity

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Rentals and Section 8 — Holtwood, PA

Holtwood, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
1.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$960
2 Bedroom$0$1,200$1,200
3 BedroomN/AN/A$1,560
4 BedroomN/AN/A$1,600

Affordability — Holtwood, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$401,000
Median Household Income$87,900

Holtwood, PA — ZIP Code Boundary Map

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Frequently Asked Questions