Ulster, PA—18837
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Ulster, PA
Home Price Trends — Ulster, PA
As of Oct '25, the median home price in Ulster, PA is $215,000, with a year-over-year change of 2.6%. This indicates that home prices in Ulster, PA are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $215,000 | 2.6% |
| Single Family | $215,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $219,000 | 1.4% |
3 Bed | $228,000 | 1.8% |
4 Bed | $269,000 | 4.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ulster, PA
Ulster, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ulster, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ulster, PA is 59. This is a decrease of -45.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | -32.0% |
Listing Count | 6 | -11.0% |
| Listings as % of Homes | 0.3% | -11.0% |
Days on Market | 59 | -45.0% |
Demographics — Ulster, PA
As of the latest ACS Survey released in 2023, Ulster, PA has a population of 2,710, which has decreased by -13.5% over the past 5 years. Ulster, PA is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,710 | -13.5% |
% Under 18 | 23.3% | -8.3% |
% Seniors | 17.6% | -3.3% |
% WFH | 10.1% | 29.5% |
% w/ College Degree | 17.7% | 24.6% |
As of the latest ACS Survey released in 2023, Ulster, PA is a predominantly white area, with 95.9% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Ulster, PA is hispanic, making up 1.1% of the population. Foreign-born residents account for 0.8% of the population in Ulster, PA, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | 1.6% |
% Black | 0.3% | -57.1% |
% Hispanic | 1.1% | -63.3% |
% Asian | 0.1% | -83.3% |
% Foreign Born | 0.8% | -20.0% |
Mortgage and Risk — Ulster, PA
According to HUD data as of 2023, there were 109 mortgage originations in Ulster, PA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Ulster, PA. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 3.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Ulster, PA
Ulster, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,460 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — Ulster, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $215,000 |
| Median Household Income | $67,500 |