Ulster, PA—18850
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Ulster, PA
Home Price Trends — Ulster, PA
As of Oct '25, the median home price in Ulster, PA is $222,000, with a year-over-year change of 6.9%. This indicates that home prices in Ulster, PA are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $222,000 | 6.9% |
| Single Family | $222,000 | 7.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $214,000 | 4.9% |
3 Bed | $224,000 | 7.7% |
4 Bed | $251,000 | 6.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ulster, PA
Ulster, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ulster, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ulster, PA is 100. This is a increase of 70.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $650,000 | 54.0% |
Listing Count | 5 | -50.0% |
| Listings as % of Homes | 0.5% | -50.0% |
Days on Market | 100 | 70.0% |
Demographics — Ulster, PA
As of the latest ACS Survey released in 2023, Ulster, PA has a population of 1,960, which has decreased by -18.5% over the past 5 years. Ulster, PA is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,960 | -18.5% |
% Under 18 | 19.6% | -20.3% |
% Seniors | 21.5% | 43.3% |
% WFH | 10.8% | 47.9% |
% w/ College Degree | 13.6% | -8.7% |
As of the latest ACS Survey released in 2023, Ulster, PA is a predominantly white area, with 94.5% of the population identifying as white. The white population has grown by 0.6% in the last 5 years. The second most common race or ethnicity in Ulster, PA is asian, making up 1.0% of the population. Foreign-born residents account for 1.4% of the population in Ulster, PA, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.5% | 0.6% |
% Black | 0.4% | -50.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 1.0% | -9.1% |
% Foreign Born | 1.4% | -50.0% |
Mortgage and Risk — Ulster, PA
According to HUD data as of 2023, there were 46 mortgage originations in Ulster, PA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Ulster, PA. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 46 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Ulster, PA
Ulster, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | -$170 | $1,500 | $1,330 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Ulster, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $222,000 |
| Median Household Income | $70,300 |